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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Saginaw County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in Saginaw County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,721 applications were decided by 239 lenders between 2023 and 2025.

Saginaw County at a glance

239Active lenders55 with 20+ decisions
88.4%Market approval rate5,059 of 5,721 decided
$165KTypical loanmedian lender, $10K brackets
98%Borrower take-up4,953 loans funded

How Saginaw County compares

Approval rate compared
Saginaw County88.4%Michigan84.6%All 616 counties87.6%
Typical loan compared
Saginaw County$165KMichigan$235KAll 616 counties$335K

What the data shows

Frankenmuth Credit Union made the most home purchase mortgages in Saginaw County, MI, 473 of them.

Health Advantage Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 67.

The typical home purchase mortgage here is $165K, 30% smaller than the Michigan typical of $235K.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%Tammac Holdings Corporation: 15% approved of 27Triad Financial Services, Inc.: 34% approved of 3821St Mortgage Corporation: 34% approved of 192Isabella Bank: 71% approved of 106Flagstar Bank, National Association: 71% approved of 38Citizens Bank, National Association: 80% approved of 25Navy Federal Credit Union: 80% approved of 51The Huntington National Bank: 82% approved of 224Neighborhood Loans, Inc.: 82% approved of 22Dort Financial Credit Union: 83% approved of 23Lake Huron Credit Union: 83% approved of 52Mortgage Research Center, LLC: 86% approved of 199The Dart Bank: 86% approved of 51Pennymac Loan Services, LLC: 86% approved of 22Independent Bank: 88% approved of 211Financial Plus Credit Union: 89% approved of 79Rocket Mortgage, LLC: 89% approved of 338Fifth Third Bank, National Association: 90% approved of 39JPMorgan Chase Bank, National Association: 90% approved of 59PNC Bank, National Association: 90% approved of 31Michigan Mutual, Inc.: 91% approved of 22United Wholesale Mortgage, LLC: 91% approved of 296Mercantile Bank: 91% approved of 58UNITED FINANCIAL Credit Union: 92% approved of 60Union Home Mortgage Corp.: 92% approved of 481St State Financial, Ltd.: 92% approved of 90New American Funding, LLC: 93% approved of 29The State Bank: 94% approved of 35Guaranteed Rate, Inc.: 94% approved of 54Lake Michigan Credit Union: 95% approved of 246Southwest Funding, Lp: 95% approved of 20Academy Mortgage Corporation: 95% approved of 104Jolt Credit Union: 95% approved of 107First State Bank: 95% approved of 22Preston Home Loans Inc: 96% approved of 164Prosperity Home Mortgage, LLC: 96% approved of 28Dow Credit Union: 96% approved of 85Staunton Financial, Inc.: 97% approved of 194Blg Holdings, LLC: 97% approved of 135Wildfire Credit Union: 97% approved of 104Mortgage 1 Incorporated: 98% approved of 83Das Acquisition Company, LLC: 98% approved of 83Mortgage300 Corporation: 98% approved of 113First Community Mortgage, Inc.: 98% approved of 116Frankenmuth Credit Union: 99% approved of 480Health Advantage Federal Credit Union: 100% approved of 67Team One Credit Union: 100% approved of 62Click N' Close, Inc.: 100% approved of 33Greenstone Farm Credit Services, Flca: 100% approved of 30Cardinal Financial Company, Limited Partnership: 100% approved of 27Geneva Financial, LLC: 100% approved of 24Gold Star Mortgage Financial Group, Corporation: 100% approved of 24Crosscountry Mortgage, LLC: 100% approved of 23MEMBERS FIRST Credit Union: 100% approved of 20Ross Mortgage Corporation: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Saginaw County

LenderApprovalApprovedTaken upTypical loanLoans made
1Frankenmuth Credit Union99%474 / 480100%$175K473
2Rocket Mortgage, LLC89%300 / 338100%$165K299
3United Wholesale Mortgage, LLCBroker only91%270 / 29698%$175K265
4Lake Michigan Credit Union95%233 / 246100%$175K232
5The Huntington National Bank82%183 / 22498%$145K180

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 234 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Saginaw County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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