Refinance lenders in Ottawa County, Michigan
Fat Boy Data analyzed mortgage refinance activity in Ottawa County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,385 applications were decided by 185 lenders between 2023 and 2025.
Ottawa County at a glance
How Ottawa County compares
What the data shows
Lake Michigan Credit Union made the most mortgage refinances in Ottawa County, MI, 761 of them.
Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 30.
The typical mortgage refinance here is $115K, 21% smaller than the Michigan typical of $145K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Ottawa County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Lake Michigan Credit Union | 91% | 792 / 872 | 96% | $115K | 761 |
| 2 | Consumers Credit Union | 77% | 490 / 634 | 100% | $75K | 490 |
| 3 | Fifth Third Bank, National Association | 85% | 465 / 549 | 97% | $105K | 449 |
| 4 | The Huntington National Bank | 68% | 302 / 441 | 93% | $155K | 282 |
| 5 | United Wholesale Mortgage, LLCBroker only | 92% | 158 / 171 | 97% | $305K | 153 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 180 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Ottawa County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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- Approval and take-up rates
- Typical loan and full range
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- Branch count and how to apply
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