Home improvement loan lenders in Dakota County, Minnesota
Fat Boy Data analyzed home improvement loan activity in Dakota County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,785 applications were decided by 127 lenders between 2023 and 2025.
Dakota County at a glance
How Dakota County compares
What the data shows
Trustone Financial Credit Union made the most home improvement loans in Dakota County, MN, 469 of them.
Merchants Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Dakota County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Trustone Financial Credit Union | 78% | 483 / 617 | 97% | $65K | 469 |
| 2 | Wings Financial Credit Union | 88% | 529 / 604 | 78% | $65K | 414 |
| 3 | U.S. Bank National Association | 52% | 285 / 550 | 99% | $75K | 281 |
| 4 | Affinity Plus | 93% | 431 / 464 | 97% | $55K | 420 |
| 5 | The Huntington National Bank | 56% | 175 / 314 | 96% | $85K | 168 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 122 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Dakota County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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- Approval and take-up rates
- Typical loan and full range
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- Branch count and how to apply
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