Home›Minnesota›Dakota County›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Dakota County, Minnesota

Fat Boy Data analyzed home purchase mortgage activity in Dakota County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 18,235 applications were decided by 408 lenders between 2023 and 2025.

Dakota County at a glance

408Active lenders103 with 20+ decisions
90.5%Market approval rate16,509 of 18,235 decided
$315KTypical loanmedian lender, $10K brackets
97%Borrower take-up16,066 loans funded

How Dakota County compares

Approval rate compared
Dakota County90.5%Minnesota92.4%All 616 counties87.6%
Typical loan compared
Dakota County$315KMinnesota$315KAll 616 counties$335K

What the data shows

Bell Bank made the most home purchase mortgages in Dakota County, MN, 1,272 of them.

New Market Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 66.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Bankwest, Inc.: 11% approved of 16121St Mortgage Corporation: 26% approved of 567Triad Financial Services, Inc.: 39% approved of 464USAA Federal Savings Bank: 67% approved of 67Bank of America, National Association: 81% approved of 90JPMorgan Chase Bank, National Association: 82% approved of 78Wells Fargo Bank, National Association: 83% approved of 338Associated Bank, National Association: 83% approved of 84U.S. Bank National Association: 84% approved of 434Navy Federal Credit Union: 91% approved of 65Barrington Bank & Trust Company, National Association: 91% approved of 68Pulte Mortgage LLC: 92% approved of 215Trustone Financial Credit Union: 93% approved of 341United Wholesale Mortgage, LLC: 93% approved of 970Pennymac Loan Services, LLC: 93% approved of 237Old National Bank: 93% approved of 75Rocket Mortgage, LLC: 94% approved of 434Mortgage Research Center, LLC: 94% approved of 186The Huntington National Bank: 94% approved of 155Loandepot.Com, LLC: 94% approved of 386Summit Mortgage Corporation: 94% approved of 217Lennar Mortgage, LLC: 95% approved of 608Newrez LLC: 95% approved of 77Plains Commerce Bank: 95% approved of 79Plaza Home Mortgage, Inc.: 96% approved of 77Bay Equity LLC: 96% approved of 130Prosperity Home Mortgage, LLC: 96% approved of 575Cmg Mortgage, Inc.: 96% approved of 209Wings Financial Credit Union: 96% approved of 461Everett Financial, Inc.: 96% approved of 165Swbc Mortgage Corporation: 97% approved of 86Dhi Mortgage Company, Ltd.: 97% approved of 543Blaze Credit Union: 97% approved of 96Royal Credit Union: 97% approved of 424Guaranteed Rate, Inc.: 98% approved of 255Movement Mortgage, LLC: 98% approved of 215Paramount Residential Mortgage Group, Inc.: 98% approved of 86Luminate Home Loans, Inc.: 98% approved of 310Fairway Independent Mortgage Corporation: 98% approved of 668Bell Bank: 98% approved of 1,306Affinity Plus: 98% approved of 95Granite Bank: 98% approved of 152New American Funding, LLC: 98% approved of 325Deerwood Bank: 98% approved of 62Guaranteed Rate Affinity, LLC: 98% approved of 266American Neighborhood Mortgage Acceptance Company LLC: 99% approved of 135Cambria Financial Group, LLC: 99% approved of 154Mutual of Omaha Mortgage, Inc.: 99% approved of 84Crosscountry Mortgage, LLC: 99% approved of 635Tradition Mortgage, LLC: 99% approved of 297Alerus Financial, National Association: 99% approved of 203Guild Mortgage Company LLC: 99% approved of 118Luminate Bank: 99% approved of 119Merchants Bank, National Association: 99% approved of 123Cardinal Financial Company, Limited Partnership: 99% approved of 133M/I Financial, LLC: 100% approved of 236New Market Bank: 100% approved of 66Primelending, A Plainscapital Company: 100% approved of 66Megastar Financial Corp.: 100% approved of 65Vermillion State Bank: 100% approved of 62

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Dakota County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bell Bank98%1,278 / 1,306100%$325K1,272
2United Wholesale Mortgage, LLCBroker only93%904 / 97099%$345K895
3Fairway Independent Mortgage Corporation98%653 / 66898%$295K640
4Crosscountry Mortgage, LLC99%628 / 63599%$325K624
5Lennar Mortgage, LLC95%576 / 608100%$435K574

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 403 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home purchase mortgage lenders in Dakota County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Dakota County

Home improvement loans in Dakota CountyCash-out refinance in Dakota CountyRefinance in Dakota CountyInvestment property purchase in Dakota CountyInvestment cash-out refinance in Dakota CountyInvestment refinance in Dakota CountyInvestment home improvement in Dakota County

Nearby markets

All lending in Dakota CountyCounty overviewMortgage lenders across MinnesotaStatewideHennepin CountyNearby countyRamsey CountyNearby countyScott CountyNearby county