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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hennepin County, Minnesota

Fat Boy Data analyzed cash-out refinance activity in Hennepin County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,851 applications were decided by 279 lenders between 2023 and 2025.

Hennepin County at a glance

279Active lenders48 with 20+ decisions
70.4%Market approval rate4,825 of 6,851 decided
$145KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,535 loans funded

How Hennepin County compares

Approval rate compared
Hennepin County70.4%Minnesota72.1%All 616 counties68.2%
Typical loan compared
Hennepin County$145KMinnesota$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hennepin County, MN, 857 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 59.

Approval rate of all 48 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 10% approved of 48Amerisave Mortgage Corporation: 21% approved of 229American Financing Corporation: 25% approved of 24New Day Financial, LLC: 26% approved of 74Lakeview Loan Servicing, LLC: 28% approved of 57Affinity Plus: 36% approved of 55Carrington Mortgage Services, LLC: 37% approved of 123Spring Eq, LLC: 42% approved of 33Newrez LLC: 54% approved of 259Navy Federal Credit Union: 54% approved of 24Quorum Federal Credit Union: 57% approved of 23Loandepot.Com, LLC: 57% approved of 151Prosperity Home Mortgage, LLC: 57% approved of 35Village Capital & Investment LLC: 57% approved of 28Mutual of Omaha Mortgage, Inc.: 60% approved of 58New American Funding, LLC: 62% approved of 64GoodLeap, LLC: 66% approved of 67The Federal Savings Bank: 67% approved of 27Pennymac Loan Services, LLC: 69% approved of 138Freedom Mortgage Corporation: 70% approved of 153Plaza Home Mortgage, Inc.: 70% approved of 20BMO Bank National Association: 70% approved of 227Wells Fargo Bank, National Association: 70% approved of 225Royal Credit Union: 71% approved of 45United Wholesale Mortgage, LLC: 72% approved of 418Flagstar Bank, National Association: 72% approved of 81U.S. Bank National Association: 74% approved of 521The Huntington National Bank: 75% approved of 275Rocket Mortgage, LLC: 78% approved of 1,140Sofi Bank, N.A.tional Association: 78% approved of 23Topline Financial Credit Union: 78% approved of 51Bell Bank: 79% approved of 99Guaranteed Rate, Inc.: 79% approved of 43Fairway Independent Mortgage Corporation: 79% approved of 34Sharepoint Credit Union: 80% approved of 89Everett Financial, Inc.: 80% approved of 25JPMorgan Chase Bank, National Association: 80% approved of 56Nationstar Mortgage LLC: 81% approved of 115Blaze Credit Union: 81% approved of 225Wings Financial Credit Union: 86% approved of 130Trustone Financial Credit Union: 86% approved of 65Baxter Credit Union: 89% approved of 103Veridian Credit Union: 94% approved of 47Luminate Home Loans, Inc.: 96% approved of 25Coastal Community Bank: 97% approved of 37Crosscountry Mortgage, LLC: 100% approved of 59Tradition Mortgage, LLC: 100% approved of 47Highland Bank: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Hennepin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%892 / 1,14096%$135K857
2U.S. Bank National Association74%387 / 52197%$145K375
3United Wholesale Mortgage, LLCBroker only72%299 / 41896%$255K288
4The Huntington National Bank75%205 / 27595%$145K195
5Newrez LLC54%140 / 25999%$105K139

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 274 more lenders.

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Other lending data for Hennepin County

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