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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Scott County, Minnesota

Fat Boy Data analyzed cash-out refinance activity in Scott County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,234 applications were decided by 138 lenders between 2023 and 2025.

Scott County at a glance

138Active lenders15 with 20+ decisions
73.3%Market approval rate905 of 1,234 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up856 loans funded

How Scott County compares

Approval rate compared
Scott County73.3%Minnesota72.1%All 616 counties68.2%
Typical loan compared
Scott County$135KMinnesota$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Scott County, MN, 199 of them.

Wings Financial Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 90% of 21.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 16% approved of 43Carrington Mortgage Services, LLC: 50% approved of 30Pennymac Loan Services, LLC: 59% approved of 22Newrez LLC: 59% approved of 64Freedom Mortgage Corporation: 59% approved of 37Wells Fargo Bank, National Association: 62% approved of 42Loandepot.Com, LLC: 71% approved of 24The Huntington National Bank: 75% approved of 36United Wholesale Mortgage, LLC: 80% approved of 76U.S. Bank National Association: 81% approved of 68Nationstar Mortgage LLC: 81% approved of 21Blaze Credit Union: 81% approved of 27Rocket Mortgage, LLC: 82% approved of 248BMO Bank National Association: 85% approved of 34Wings Financial Credit Union: 90% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Scott County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%203 / 24898%$135K199
2United Wholesale Mortgage, LLCBroker only80%61 / 7698%$285K60
3U.S. Bank National Association81%55 / 6895%$125K52
4Newrez LLC59%38 / 64100%$105K38
5Amerisave Mortgage Corporation16%7 / 4386%$115K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 133 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Scott County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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