Investment property cash-out lenders in Stearns County, Minnesota
Fat Boy Data analyzed investment cash-out refinance activity in Stearns County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 57 applications were decided by 33 lenders between 2023 and 2025.
Stearns County at a glance
How Stearns County compares
What the data shows
Sentry Bank made the most investment cash-out refinances in Stearns County, MN, 5 of them.
Lenders approved 84.2% of investment cash-out refinance applications in Stearns County, MN, 12.2 percentage points above the Minnesota rate of 72.0%.
The typical investment cash-out refinance here is $125K, 36% smaller than the Minnesota typical of $195K.
Investment property cash-out lenders in Stearns County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Sentry BankLimited sample | 100% | 5 / 5 | 100% | $125K | 5 |
| 2 | St. Cloud FinancialLimited sample | 75% | 3 / 4 | 100% | $115K | 3 |
| 3 | Bell BankLimited sample | 100% | 4 / 4 | 100% | $225K | 4 |
| 4 | Magnifi Financial Credit UnionLimited sample | 100% | 3 / 3 | 100% | $255K | 3 |
| 5 | United Wholesale Mortgage, LLCBroker only | 67% | 2 / 3 | 100% | $145K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 28 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest investment cash-out refinance lenders in Stearns County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.