Investment property improvement lenders in Stearns County, Minnesota
Fat Boy Data analyzed investment home improvement loan activity in Stearns County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 58 applications were decided by 27 lenders between 2023 and 2025.
Stearns County at a glance
How Stearns County compares
What the data shows
Sentry Bank made the most investment home improvement loans in Stearns County, MN, 6 of them.
Lenders approved 65.5% of investment home improvement loan applications in Stearns County, MN, 8.2 percentage points above the Minnesota rate of 57.4%.
The typical investment home improvement loan here is $55K, 35% smaller than the Minnesota typical of $85K.
Investment property improvement lenders in Stearns County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Sentry BankLimited sample | 100% | 7 / 7 | 86% | $25K | 6 |
| 2 | Magnifi Financial Credit UnionLimited sample | 100% | 6 / 6 | 100% | $45K | 6 |
| 3 | Deerwood BankLimited sample | 83% | 5 / 6 | 100% | $55K | 5 |
| 4 | Trustone Financial Credit UnionLimited sample | 17% | 1 / 6 | 100% | $125K | 1 |
| 5 | U.S. Bank National AssociationLimited sample | 25% | 1 / 4 | 100% | $405K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 22 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest investment home improvement loan lenders in Stearns County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.