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refinance lenders · HMDA 2023–2025

Refinance lenders in Missouri

Fat Boy Data analyzed mortgage refinance activity in Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 27,724 applications were decided by 480 lenders between 2023 and 2025.

Missouri at a glance

480Active lenders160 with 20+ decisions
82.7%Market approval rate22,928 of 27,724 decided
$245KTypical loanmedian lender, $10K brackets
94%Borrower take-up21,478 loans funded

How Missouri compares

Approval rate compared
Missouri82.7%All 616 counties76.5%
Typical loan compared
Missouri$245KAll 616 counties$295K

What the data shows

Communityamerica Federal Credit Union made the most mortgage refinances in Missouri, 1,456 of them.

First State Bank of St. Charles, Missouri approved the highest share of applications among lenders with at least 20 decisions here, 100% of 194.

Lenders approved 82.7% of mortgage refinance applications in Missouri, 6.2 percentage points above the the United States rate of 76.5%.

The typical mortgage refinance here is $245K, 17% smaller than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 19% approved of 107Discover Bank: 36% approved of 468Lakeview Loan Servicing, LLC: 60% approved of 551Mortgage Research Center, LLC: 65% approved of 514PNC Bank, National Association: 70% approved of 256Loandepot.Com, LLC: 70% approved of 113Newrez LLC: 70% approved of 513Bank of America, National Association: 72% approved of 686West Community Credit Union: 73% approved of 154Regions Bank: 73% approved of 387Wells Fargo Bank, National Association: 74% approved of 118Arvest Bank: 76% approved of 360Communityamerica Federal Credit Union: 77% approved of 2,003Third Federal Savings And Loan Association Of Cleveland: 77% approved of 106Great Southern Bank: 77% approved of 142Royal United Mortgage LLC: 78% approved of 260First Federal Bank of Kansas City: 78% approved of 99Commerce Bank: 79% approved of 1,437U.S. Bank National Association: 80% approved of 537Together Credit Union: 80% approved of 384Simmons Bank: 81% approved of 246Cadence Bank: 81% approved of 137Rocket Mortgage, LLC: 82% approved of 1,460UMB Bank, National Association: 82% approved of 444VANTAGE Credit Union: 82% approved of 212First Community: 82% approved of 100Nationstar Mortgage LLC: 85% approved of 213Carrollton Bank: 85% approved of 114Prosperity Home Mortgage, LLC: 85% approved of 122Truist Bank: 86% approved of 119Mutual of Omaha Mortgage, Inc.: 86% approved of 156Old Missouri Bank: 86% approved of 100Nbkc Bank: 86% approved of 176Primelending, A Plainscapital Company: 86% approved of 177Planet Home Lending, LLC: 87% approved of 221The Central Trust Bank: 89% approved of 213JPMorgan Chase Bank, National Association: 90% approved of 116Pennymac Loan Services, LLC: 90% approved of 910First Bank: 90% approved of 142United Wholesale Mortgage, LLC: 90% approved of 1,543Village Capital & Investment LLC: 90% approved of 540New American Funding, LLC: 91% approved of 258First State Community Bank: 92% approved of 156Amerihome Mortgage Company, LLC: 92% approved of 144Blucurrent Credit Union: 92% approved of 239Fairway Independent Mortgage Corporation: 92% approved of 247Jlb Corporation: 92% approved of 133Southwest Missouri Bank: 93% approved of 192Gershman Investment Corp.: 94% approved of 167United Bank of Union: 96% approved of 98Crosscountry Mortgage, LLC: 96% approved of 131Endeavor Capital, LLC.: 96% approved of 270Das Acquisition Company, LLC: 96% approved of 303Freedom Mortgage Corporation: 96% approved of 1,185Stifel Bank and Trust: 98% approved of 125Guild Mortgage Company LLC: 98% approved of 703ASSEMBLIES OF GOD Credit Union: 98% approved of 94Delmar Financial Company: 99% approved of 147Flat Branch Mortgage, Inc.: 100% approved of 461First State Bank of St. Charles, Missouri: 100% approved of 194

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Missouri

LenderApprovalApprovedTaken upTypical loanLoans made
1Communityamerica Federal Credit Union77%1,547 / 2,00394%$105K1,456
2United Wholesale Mortgage, LLCBroker only90%1,394 / 1,54397%$305K1,358
3Rocket Mortgage, LLC82%1,190 / 1,46092%$245K1,092
4Commerce Bank79%1,130 / 1,43799%$75K1,119
5Freedom Mortgage Corporation96%1,143 / 1,18580%$245K918

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 475 more lenders.

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Other lending data for Missouri

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Counties in Missouri

St. Louis CountyCountyJackson CountyCountySt. Charles CountyCountyGreene CountyCountySt. Louis cityCountyClay CountyCountyJefferson CountyCountyBoone CountyCountyJasper CountyCountyCass CountyCountyPlatte CountyCountyFranklin CountyCounty