refinance lenders · HMDA 2023–2025

Refinance lenders in Jefferson County, Missouri

Fat Boy Data analyzed mortgage refinance activity in Jefferson County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,787 applications were decided by 168 lenders between 2023 and 2025.

Jefferson County at a glance

168Active lenders32 with 20+ decisions
83.6%Market approval rate2,331 of 2,787 decided
$225KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,185 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County83.6%Missouri82.7%All 616 counties76.5%
Typical loan compared
Jefferson County$225KMissouri$245KAll 616 counties$295K

What the data shows

Commerce Bank made the most mortgage refinances in Jefferson County, MO, 110 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 124.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 40% approved of 40Lakeview Loan Servicing, LLC: 55% approved of 49PNC Bank, National Association: 65% approved of 48Mortgage Research Center, LLC: 65% approved of 49Regions Bank: 71% approved of 65Commerce Bank: 73% approved of 152Bank of America, National Association: 73% approved of 139Newrez LLC: 77% approved of 88U.S. Bank National Association: 77% approved of 66UMB Bank, National Association: 79% approved of 29Lindell Bank & Trust Company: 80% approved of 25Carrollton Bank: 80% approved of 20Royal United Mortgage LLC: 80% approved of 41VANTAGE Credit Union: 82% approved of 50Together Credit Union: 83% approved of 132Planet Home Lending, LLC: 84% approved of 25Rocket Mortgage, LLC: 85% approved of 137Ozarks Federal Savings and Loan Association: 85% approved of 27Nationstar Mortgage LLC: 86% approved of 22Pennymac Loan Services, LLC: 88% approved of 91Jlb Corporation: 91% approved of 22Village Capital & Investment LLC: 92% approved of 75United Wholesale Mortgage, LLC: 93% approved of 185New American Funding, LLC: 94% approved of 49First State Community Bank: 94% approved of 68Gershman Investment Corp.: 96% approved of 47Flat Branch Mortgage, Inc.: 96% approved of 27Freedom Mortgage Corporation: 97% approved of 97Endeavor Capital, LLC.: 97% approved of 34Das Acquisition Company, LLC: 98% approved of 55Guild Mortgage Company LLC: 100% approved of 124Family Finance Mortgage, LLC: 100% approved of 58

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%172 / 18599%$285K170
2Commerce Bank73%111 / 15299%$65K110
3Bank of America, National Association73%102 / 139100%$105K102
4Rocket Mortgage, LLC85%116 / 13793%$225K108
5Together Credit Union83%109 / 132100%$95K109

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 163 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Jefferson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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