HomeMissouriJefferson CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Jefferson County, Missouri

Fat Boy Data analyzed cash-out refinance activity in Jefferson County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,155 applications were decided by 160 lenders between 2023 and 2025.

Jefferson County at a glance

160Active lenders31 with 20+ decisions
72.4%Market approval rate2,283 of 3,155 decided
$155KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,192 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County72.4%Missouri70.6%All 616 counties68.2%
Typical loan compared
Jefferson County$155KMissouri$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Jefferson County, MO, 447 of them.

Alliance Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 20% approved of 60Amerisave Mortgage Corporation: 30% approved of 231Lakeview Loan Servicing, LLC: 37% approved of 38American Financing Corporation: 43% approved of 21Navy Federal Credit Union: 45% approved of 22Village Capital & Investment LLC: 48% approved of 21New Day Financial, LLC: 50% approved of 48Carrington Mortgage Services, LLC: 55% approved of 107Newrez LLC: 56% approved of 126Loandepot.Com, LLC: 66% approved of 88First State Community Bank: 69% approved of 29New American Funding, LLC: 70% approved of 67Pennymac Loan Services, LLC: 70% approved of 88Freedom Mortgage Corporation: 70% approved of 105First Community: 73% approved of 85Wells Fargo Bank, National Association: 74% approved of 27Mutual of Omaha Mortgage, Inc.: 77% approved of 44U.S. Bank National Association: 78% approved of 73Together Credit Union: 78% approved of 23Rocket Mortgage, LLC: 81% approved of 575GoodLeap, LLC: 81% approved of 21United Wholesale Mortgage, LLC: 85% approved of 127Top Flite Financial, Inc.: 86% approved of 21Nationstar Mortgage LLC: 88% approved of 80The Federal Savings Bank: 90% approved of 21Das Acquisition Company, LLC: 91% approved of 64Jlb Corporation: 95% approved of 113Arsenal Credit Union: 95% approved of 97Guild Mortgage Company LLC: 97% approved of 117Alliance Credit Union: 100% approved of 28Flat Branch Mortgage, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%464 / 57596%$145K447
2Amerisave Mortgage Corporation30%69 / 23199%$115K68
3United Wholesale Mortgage, LLCBroker only85%108 / 127100%$205K108
4Newrez LLC56%71 / 12697%$125K69
5Guild Mortgage Company LLC97%114 / 11796%$125K110

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 155 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Jefferson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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