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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Franklin County, Missouri

Fat Boy Data analyzed cash-out refinance activity in Franklin County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,072 applications were decided by 119 lenders between 2023 and 2025.

Franklin County at a glance

119Active lenders15 with 20+ decisions
69.4%Market approval rate744 of 1,072 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up703 loans funded

How Franklin County compares

Approval rate compared
Franklin County69.4%Missouri70.6%All 616 counties68.2%
Typical loan compared
Franklin County$155KMissouri$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Franklin County, MO, 136 of them.

Jlb Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 27% approved of 99New Day Financial, LLC: 50% approved of 26Carrington Mortgage Services, LLC: 51% approved of 49First Community: 55% approved of 22U.S. Bank National Association: 58% approved of 24Loandepot.Com, LLC: 67% approved of 30Newrez LLC: 68% approved of 38Pennymac Loan Services, LLC: 69% approved of 32Freedom Mortgage Corporation: 69% approved of 42Nationstar Mortgage LLC: 71% approved of 21United Wholesale Mortgage, LLC: 75% approved of 24Rocket Mortgage, LLC: 76% approved of 181Sullivan Bank: 91% approved of 34Guild Mortgage Company LLC: 98% approved of 41Jlb Corporation: 100% approved of 39

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Franklin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%137 / 18199%$155K136
2Amerisave Mortgage Corporation27%27 / 9993%$55K25
3Carrington Mortgage Services, LLC51%25 / 4996%$155K24
4Freedom Mortgage Corporation69%29 / 4293%$155K27
5Guild Mortgage Company LLC98%40 / 4190%$105K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 114 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Franklin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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