HomeMissouriSt. Louis cityCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in St. Louis city, Missouri

Fat Boy Data analyzed cash-out refinance activity in St. Louis city, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,542 applications were decided by 147 lenders between 2023 and 2025.

St. Louis city at a glance

147Active lenders19 with 20+ decisions
58.2%Market approval rate898 of 1,542 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up841 loans funded

How St. Louis city compares

Approval rate compared
St. Louis city58.2%Missouri70.6%All 616 counties68.2%
Typical loan compared
St. Louis city$125KMissouri$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in St. Louis city, MO, 177 of them.

Jlb Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 41.

Lenders approved 58.2% of cash-out refinance applications in St. Louis city, MO, 12.4 percentage points below the Missouri rate of 70.6%.

The typical cash-out refinance here is $125K, 19% smaller than the Missouri typical of $155K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 6% approved of 47Amerisave Mortgage Corporation: 16% approved of 128New Day Financial, LLC: 29% approved of 55Carrington Mortgage Services, LLC: 32% approved of 50Newrez LLC: 32% approved of 56Lakeview Loan Servicing, LLC: 33% approved of 30Wells Fargo Bank, National Association: 38% approved of 21Loandepot.Com, LLC: 44% approved of 57Pennymac Loan Services, LLC: 57% approved of 49New American Funding, LLC: 59% approved of 39First Community: 59% approved of 32Freedom Mortgage Corporation: 69% approved of 42Nationstar Mortgage LLC: 71% approved of 38Rocket Mortgage, LLC: 71% approved of 265BMO Bank National Association: 71% approved of 35U.S. Bank National Association: 78% approved of 41United Wholesale Mortgage, LLC: 89% approved of 27Guild Mortgage Company LLC: 94% approved of 32Jlb Corporation: 98% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in St. Louis city

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC71%189 / 26594%$125K177
2Amerisave Mortgage Corporation16%20 / 12895%$85K19
3Loandepot.Com, LLC44%25 / 5796%$155K24
4Newrez LLC32%18 / 56100%$85K18
5New Day Financial, LLC29%16 / 5588%$155K14

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 142 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in St. Louis city. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for St. Louis city

Nearby markets