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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Flathead County, Montana

Fat Boy Data analyzed cash-out refinance activity in Flathead County, Montana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,233 applications were decided by 125 lenders between 2023 and 2025.

Flathead County at a glance

125Active lenders12 with 20+ decisions
72.7%Market approval rate896 of 1,233 decided
$275KTypical loanmedian lender, $10K brackets
98%Borrower take-up874 loans funded

How Flathead County compares

Approval rate compared
Flathead County72.7%Montana71.2%All 616 counties68.2%
Typical loan compared
Flathead County$275KMontana$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Flathead County, MT, 208 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 89% of 37.

The typical cash-out refinance here is $275K, 34% larger than the Montana typical of $205K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 36% approved of 106Loandepot.Com, LLC: 43% approved of 23Carrington Mortgage Services, LLC: 50% approved of 20Newrez LLC: 55% approved of 29Glacier Bank: 65% approved of 37Mann Financial Inc.: 71% approved of 24Rocket Mortgage, LLC: 83% approved of 261Pennymac Loan Services, LLC: 84% approved of 44United Wholesale Mortgage, LLC: 84% approved of 186Freedom Mortgage Corporation: 85% approved of 27Barrington Bank & Trust Company, National Association: 89% approved of 27Crosscountry Mortgage, LLC: 89% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Flathead County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%217 / 26196%$205K208
2United Wholesale Mortgage, LLCBroker only84%157 / 18699%$275K156
3Amerisave Mortgage Corporation36%38 / 10697%$215K37
4Pennymac Loan Services, LLC84%37 / 4492%$255K34
5Glacier Bank65%24 / 37100%$365K24

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 120 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Flathead County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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