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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Montana

Fat Boy Data analyzed cash-out refinance activity in Montana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,928 applications were decided by 207 lenders between 2023 and 2025.

Montana at a glance

207Active lenders42 with 20+ decisions
71.2%Market approval rate3,510 of 4,928 decided
$205KTypical loanmedian lender, $10K brackets
97%Borrower take-up3,398 loans funded

How Montana compares

Approval rate compared
Montana71.2%All 616 counties68.2%
Typical loan compared
Montana$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Montana, 802 of them.

Cornerstone Capital Bank, Ssb approved the highest share of applications among lenders with at least 20 decisions here, 97% of 38.

The typical cash-out refinance here is $205K, 32% larger than the the United States typical of $155K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 32% approved of 60Amerisave Mortgage Corporation: 33% approved of 347Lakeview Loan Servicing, LLC: 38% approved of 77American Financing Corporation: 40% approved of 55New Day Financial, LLC: 41% approved of 58Carrington Mortgage Services, LLC: 47% approved of 109New American Funding, LLC: 48% approved of 46Spring Eq, LLC: 50% approved of 20Mountain America Federal Credit Union: 52% approved of 29Navy Federal Credit Union: 53% approved of 30Newrez LLC: 60% approved of 115First Interstate Bank: 60% approved of 30Loandepot.Com, LLC: 60% approved of 118Clearwater Federal Credit Union: 60% approved of 48Park Side Financial: 62% approved of 21The Federal Savings Bank: 63% approved of 35Valley Financial Credit Union: 67% approved of 276Quorum Federal Credit Union: 68% approved of 22Mann Financial Inc.: 69% approved of 32Wells Fargo Bank, National Association: 70% approved of 44Lower, LLC: 71% approved of 24Mutual of Omaha Mortgage, Inc.: 71% approved of 62Kind Lending, LLC: 71% approved of 38Glacier Bank: 72% approved of 120Freedom Mortgage Corporation: 72% approved of 138U.S. Bank National Association: 78% approved of 90Pennymac Loan Services, LLC: 79% approved of 144Nationstar Mortgage LLC: 80% approved of 75Flagstar Bank, National Association: 80% approved of 81The Yellowstone Bank: 80% approved of 41United Wholesale Mortgage, LLC: 82% approved of 363Guaranteed Rate, Inc.: 82% approved of 57Stockman Bank of Montana: 83% approved of 92Rocket Mortgage, LLC: 83% approved of 991Opportunity Bank of Montana: 83% approved of 36Guild Mortgage Company LLC: 84% approved of 98Barrington Bank & Trust Company, National Association: 91% approved of 32Crosscountry Mortgage, LLC: 92% approved of 75Cmg Mortgage, Inc.: 95% approved of 20Primelending, A Plainscapital Company: 95% approved of 20Billings: 96% approved of 23Cornerstone Capital Bank, Ssb: 97% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Montana

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%824 / 99197%$155K802
2United Wholesale Mortgage, LLCBroker only82%298 / 36399%$275K295
3Amerisave Mortgage Corporation33%114 / 34797%$125K111
4Valley Financial Credit Union67%186 / 27699%$65K185
5Pennymac Loan Services, LLC79%114 / 14496%$255K110

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 202 more lenders.

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Other lending data for Montana

Mortgage lenders in MontanaHome improvement loans in MontanaRefinance in MontanaInvestment property purchase in MontanaInvestment cash-out refinance in MontanaInvestment refinance in MontanaInvestment home improvement in Montana

Counties in Montana

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