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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Atlantic County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Atlantic County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,398 applications were decided by 193 lenders between 2023 and 2025.

Atlantic County at a glance

193Active lenders24 with 20+ decisions
66.5%Market approval rate2,260 of 3,398 decided
$155KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,160 loans funded

How Atlantic County compares

Approval rate compared
Atlantic County66.5%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Atlantic County$155KNew Jersey$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Atlantic County, NJ, 612 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Advisors Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 62.

The typical cash-out refinance here is $155K, 24% smaller than the New Jersey typical of $205K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 33Amerisave Mortgage Corporation: 25% approved of 280Carrington Mortgage Services, LLC: 35% approved of 65Lakeview Loan Servicing, LLC: 39% approved of 36New Day Financial, LLC: 40% approved of 45Newrez LLC: 49% approved of 214American Financing Corporation: 50% approved of 26Village Capital & Investment LLC: 52% approved of 25Wells Fargo Bank, National Association: 55% approved of 64Navy Federal Credit Union: 55% approved of 29Mutual of Omaha Mortgage, Inc.: 60% approved of 42Freedom Mortgage Corporation: 62% approved of 99Police & Fire Federal Credit Union: 64% approved of 304United Wholesale Mortgage, LLC: 66% approved of 151New American Funding, LLC: 69% approved of 49GoodLeap, LLC: 70% approved of 37Loandepot.Com, LLC: 71% approved of 129Pennymac Loan Services, LLC: 72% approved of 124Nationstar Mortgage LLC: 78% approved of 87Rocket Mortgage, LLC: 81% approved of 773Guaranteed Rate, Inc.: 81% approved of 32Crosscountry Mortgage, LLC: 87% approved of 31Advisors Mortgage Group, L.L.C.: 100% approved of 62Nation One Mortgage Corporation: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Atlantic County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%628 / 77397%$155K612
2Police & Fire Federal Credit Union64%196 / 30498%$65K193
3Amerisave Mortgage Corporation25%69 / 280100%$115K69
4Newrez LLC49%105 / 21498%$125K103
5United Wholesale Mortgage, LLCBroker only66%99 / 15198%$265K97

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 188 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Atlantic County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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