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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cumberland County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Cumberland County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,668 applications were decided by 131 lenders between 2023 and 2025.

Cumberland County at a glance

131Active lenders16 with 20+ decisions
63.8%Market approval rate1,065 of 1,668 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,009 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County63.8%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Cumberland County$165KNew Jersey$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cumberland County, NJ, 293 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Nation One Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 64.

The typical cash-out refinance here is $165K, 20% smaller than the New Jersey typical of $205K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 24% approved of 128Carrington Mortgage Services, LLC: 32% approved of 38Lakeview Loan Servicing, LLC: 35% approved of 34Wells Fargo Bank, National Association: 38% approved of 24Newrez LLC: 45% approved of 84New Day Financial, LLC: 51% approved of 39Police & Fire Federal Credit Union: 54% approved of 91New American Funding, LLC: 54% approved of 26Loandepot.Com, LLC: 60% approved of 68Freedom Mortgage Corporation: 67% approved of 91Pennymac Loan Services, LLC: 70% approved of 43Nationstar Mortgage LLC: 75% approved of 52United Wholesale Mortgage, LLC: 77% approved of 64Rocket Mortgage, LLC: 77% approved of 391GoodLeap, LLC: 81% approved of 37Nation One Mortgage Corporation: 97% approved of 64

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%301 / 39197%$165K293
2Amerisave Mortgage Corporation24%31 / 128100%$105K31
3Freedom Mortgage Corporation67%61 / 9193%$205K57
4Police & Fire Federal Credit Union54%49 / 9198%$55K48
5Newrez LLC45%38 / 84100%$125K38

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 126 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Cumberland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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