refinance lenders · HMDA 2023–2025

Refinance lenders in Cumberland County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Cumberland County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 875 applications were decided by 119 lenders between 2023 and 2025.

Cumberland County at a glance

119Active lenders16 with 20+ decisions
70.9%Market approval rate620 of 875 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up576 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County70.9%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Cumberland County$195KNew Jersey$235KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Cumberland County, NJ, 42 of them.

Nation One Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical mortgage refinance here is $195K, 17% smaller than the New Jersey typical of $235K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 29% approved of 31Newrez LLC: 45% approved of 20Bank of America, National Association: 52% approved of 42Truist Bank: 55% approved of 44PNC Bank, National Association: 62% approved of 26OceanFirst Bank, National Association: 71% approved of 24Citizens Bank, National Association: 73% approved of 22TD Bank, National Association: 73% approved of 26Rocket Mortgage, LLC: 73% approved of 64United Wholesale Mortgage, LLC: 74% approved of 34Mortgage Research Center, LLC: 80% approved of 25Pennymac Loan Services, LLC: 81% approved of 21Newfield National Bank: 86% approved of 21Village Capital & Investment LLC: 88% approved of 32Freedom Mortgage Corporation: 98% approved of 44Nation One Mortgage Corporation: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC73%47 / 6489%$205K42
2Freedom Mortgage Corporation98%43 / 4484%$275K36
3Truist Bank55%24 / 44100%$115K24
4Bank of America, National Association52%22 / 42100%$105K22
5United Wholesale Mortgage, LLCBroker only74%25 / 3496%$295K24

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 114 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Cumberland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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