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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Essex County, New Jersey

Fat Boy Data analyzed home purchase mortgage activity in Essex County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 16,622 applications were decided by 413 lenders between 2023 and 2025.

Essex County at a glance

413Active lenders117 with 20+ decisions
85.2%Market approval rate14,159 of 16,622 decided
$535KTypical loanmedian lender, $10K brackets
96%Borrower take-up13,522 loans funded

How Essex County compares

Approval rate compared
Essex County85.2%New Jersey89.0%All 616 counties87.6%
Typical loan compared
Essex County$535KNew Jersey$445KAll 616 counties$335K

What the data shows

Guaranteed Rate, Inc. made the most home purchase mortgages in Essex County, NJ, 951 of them.

Bond Street Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 91.

The typical home purchase mortgage here is $535K, 20% larger than the New Jersey typical of $445K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Flagstar Bank, National Association: 44% approved of 63PNC Bank, National Association: 56% approved of 119Kind Lending, LLC: 63% approved of 89Jersey Mortgage Company of New Jersey, Inc.: 63% approved of 87Manufacturers and Traders Trust Company: 66% approved of 184Newrez LLC: 66% approved of 120Homebridge Financial Services, Inc.: 66% approved of 135Navy Federal Credit Union: 67% approved of 81Plaza Home Mortgage, Inc.: 67% approved of 94Citizens Bank, National Association: 68% approved of 347Bank of America, National Association: 72% approved of 584First Alliance Home Mortgage, LLC: 73% approved of 78Freedom Mortgage Corporation: 73% approved of 90Pennymac Loan Services, LLC: 74% approved of 148Northpointe Bank: 77% approved of 181Rocket Mortgage, LLC: 79% approved of 499Mld Mortgage Inc.: 79% approved of 57Mortgage Research Center, LLC: 79% approved of 92United Wholesale Mortgage, LLC: 80% approved of 964Advisors Mortgage Group, L.L.C.: 80% approved of 56Equity Prime Mortgage LLC: 83% approved of 53TD Bank, National Association: 84% approved of 396Cardinal Financial Company, Limited Partnership: 85% approved of 105American Financial Network, Inc.: 85% approved of 101New American Funding, LLC: 85% approved of 102U.S. Bank National Association: 86% approved of 221Keystone Funding, Inc.: 86% approved of 56Cmg Mortgage, Inc.: 86% approved of 212Mlb Residential Lending, LLC: 86% approved of 111Provident Bank: 86% approved of 163United Nations Federal Credit Union: 88% approved of 57Wells Fargo Bank, National Association: 88% approved of 303Valley National Bank: 88% approved of 157Webster Bank, National Association: 88% approved of 92Fairway Independent Mortgage Corporation: 88% approved of 161Lakeland Bank: 88% approved of 181JPMorgan Chase Bank, National Association: 89% approved of 616Columbia Bank: 89% approved of 154Movement Mortgage, LLC: 89% approved of 421Absolute Home Mortgage Corporation: 91% approved of 225Prosperity Home Mortgage, LLC: 91% approved of 75Paramount Residential Mortgage Group, Inc.: 91% approved of 401Nationwide Mortgage Bankers, Inc.: 91% approved of 152Mortgage Access Corp.: 92% approved of 59Loandepot.Com, LLC: 92% approved of 367Union Home Mortgage Corp.: 92% approved of 107American Neighborhood Mortgage Acceptance Company LLC: 92% approved of 169Citibank, National Association: 92% approved of 313Ocmbc, Inc.: 92% approved of 66United Mortgage Corp.: 93% approved of 99Guaranteed Rate Affinity, LLC: 93% approved of 201Crosscountry Mortgage, LLC: 93% approved of 958Guaranteed Rate, Inc.: 95% approved of 1,015Embrace Home Loans, Inc.: 96% approved of 184Nj Lenders Corp.: 96% approved of 581Kearny Bank: 96% approved of 80Cornerstone First Mortgage, Inc: 97% approved of 90Luminate Bank: 97% approved of 115Morgan Stanley Private Bank, National Association: 99% approved of 155Bond Street Mortgage, LLC: 99% approved of 91

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Essex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guaranteed Rate, Inc.95%961 / 1,01599%$595K951
2United Wholesale Mortgage, LLCBroker only80%767 / 96498%$525K749
3Crosscountry Mortgage, LLC93%892 / 95899%$535K879
4JPMorgan Chase Bank, National Association89%548 / 61697%$555K531
5Bank of America, National Association72%419 / 58493%$625K391

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 408 more lenders.

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Other lending data for Essex County

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Nearby markets

All lending in Essex CountyCounty overviewMortgage lenders across New JerseyStatewideBergen CountyNearby countyHudson CountyNearby countyMorris CountyNearby countyPassaic CountyNearby countyUnion CountyNearby county