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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Essex County, New Jersey

Fat Boy Data analyzed investment property refinance activity in Essex County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,458 applications were decided by 153 lenders between 2023 and 2025.

Essex County at a glance

153Active lenders17 with 20+ decisions
81.3%Market approval rate1,186 of 1,458 decided
$545KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,081 loans funded

How Essex County compares

Approval rate compared
Essex County81.3%New Jersey77.7%All 616 counties77.7%
Typical loan compared
Essex County$545KNew Jersey$425KAll 616 counties$235K

What the data shows

Constructive Loans, LLC made the most investment property refinances in Essex County, NJ, 239 of them.

Constructive Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 261.

The typical investment property refinance here is $545K, 28% larger than the New Jersey typical of $425K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Pennymac Loan Services, LLC: 30% approved of 20Hometown Equity Mortgage, LLC: 31% approved of 26TD Bank, National Association: 52% approved of 29Ice Lender Holdings LLC: 63% approved of 27Logan Finance Corporation: 65% approved of 31United Wholesale Mortgage, LLC: 76% approved of 74Norwich Commercial Group, Inc.: 76% approved of 38Kiavi Funding, Inc.: 82% approved of 50Champions Funding, LLC: 84% approved of 37Bpl Mortgage, LLC: 88% approved of 88Loan Funder LLC: 90% approved of 86Emporium Tpo LLC: 90% approved of 58The Loan Store, Inc.: 92% approved of 36Constructive Loans, LLC: 100% approved of 261FM Home Loans, LLC: 100% approved of 42Crosscountry Mortgage, LLC: 100% approved of 23Plains Commerce Bank: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Essex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Constructive Loans, LLC100%261 / 26192%$595K239
2Bpl Mortgage, LLC88%77 / 8886%$565K66
3Loan Funder LLC90%77 / 86100%$545K77
4United Wholesale Mortgage, LLCBroker only76%56 / 74100%$495K56
5Emporium Tpo LLC90%52 / 5875%$605K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 148 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Essex County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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