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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Middlesex County, New Jersey

Fat Boy Data analyzed investment home improvement loan activity in Middlesex County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 321 applications were decided by 65 lenders between 2023 and 2025.

Middlesex County at a glance

65Active lenders4 with 20+ decisions
47.7%Market approval rate153 of 321 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up145 loans funded

How Middlesex County compares

Approval rate compared
Middlesex County47.7%New Jersey52.7%All 616 counties51.2%
Typical loan compared
Middlesex County$185KNew Jersey$185KAll 616 counties$115K

What the data shows

TD Bank, National Association made the most investment home improvement loans in Middlesex County, NJ, 33 of them.

Abl Rpc Residential Credit Acquisition LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 25.

Lenders approved 47.7% of investment home improvement loan applications in Middlesex County, NJ, 5.0 percentage points below the New Jersey rate of 52.7%.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Middlesex County

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National Association53%33 / 62100%$135K33
2Bank of America, National Association16%5 / 31100%$255K5
3Citizens Bank, National Association12%3 / 25100%$135K3
4Abl Rpc Residential Credit Acquisition LLC96%24 / 25100%$385K24
5Homebridge Financial Services, Inc.Limited sample89%17 / 1971%$125K12

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 60 more lenders.

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