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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Somerset County, New Jersey

Fat Boy Data analyzed investment home improvement loan activity in Somerset County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 121 applications were decided by 39 lenders between 2023 and 2025.

Somerset County at a glance

39Active lenders0 with 20+ decisions
51.2%Market approval rate62 of 121 decided
$165KTypical loanmedian lender, $10K brackets
84%Borrower take-up52 loans funded

How Somerset County compares

Approval rate compared
Somerset County51.2%New Jersey52.7%All 616 counties51.2%
Typical loan compared
Somerset County$165KNew Jersey$185KAll 616 counties$115K

What the data shows

Abl Rpc Residential Credit Acquisition LLC made the most investment home improvement loans in Somerset County, NJ, 9 of them.

The typical investment home improvement loan here is $165K, 11% smaller than the New Jersey typical of $185K.

Investment property improvement lenders in Somerset County

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National AssociationLimited sample46%6 / 13100%$155K6
2Bank of America, National AssociationLimited sample8%1 / 12100%$155K1
3Abl Rpc Residential Credit Acquisition LLCLimited sample100%12 / 1275%$875K9
4PNC Bank, National AssociationLimited sample40%4 / 1075%$275K3
5Figure Lending LLCLimited sample75%6 / 867%$175K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 34 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Somerset County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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