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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Morris County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Morris County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,403 applications were decided by 249 lenders between 2023 and 2025.

Morris County at a glance

249Active lenders32 with 20+ decisions
72.7%Market approval rate3,199 of 4,403 decided
$195KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,077 loans funded

How Morris County compares

Approval rate compared
Morris County72.7%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Morris County$195KNew Jersey$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Morris County, NJ, 861 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

American Neighborhood Mortgage Acceptance Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

Lenders approved 72.7% of cash-out refinance applications in Morris County, NJ, 5.1 percentage points above the New Jersey rate of 67.6%.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 7% approved of 27New Day Financial, LLC: 17% approved of 23Amerisave Mortgage Corporation: 29% approved of 249Lakeview Loan Servicing, LLC: 29% approved of 38Carrington Mortgage Services, LLC: 30% approved of 53Spring Eq, LLC: 43% approved of 63Network Capital Funding Corporation: 43% approved of 23Newrez LLC: 51% approved of 222Wells Fargo Bank, National Association: 53% approved of 96New American Funding, LLC: 56% approved of 34Mutual of Omaha Mortgage, Inc.: 59% approved of 54U.S. Bank National Association: 64% approved of 28Loandepot.Com, LLC: 65% approved of 139Flagstar Bank, National Association: 67% approved of 52TOWER Federal Credit Union: 69% approved of 29Freedom Mortgage Corporation: 70% approved of 66Provident Bank: 73% approved of 60Quorum Federal Credit Union: 73% approved of 45Navy Federal Credit Union: 74% approved of 31Pennymac Loan Services, LLC: 74% approved of 98United Wholesale Mortgage, LLC: 76% approved of 231Police & Fire Federal Credit Union: 76% approved of 21Sofi Bank, N.A.tional Association: 77% approved of 22Visions Federal Credit Union: 79% approved of 113Nationstar Mortgage LLC: 80% approved of 65Valley National Bank: 82% approved of 178Affinity: 82% approved of 158Rocket Mortgage, LLC: 85% approved of 1,029Guaranteed Rate, Inc.: 85% approved of 68JPMorgan Chase Bank, National Association: 86% approved of 86Crosscountry Mortgage, LLC: 94% approved of 71American Neighborhood Mortgage Acceptance Company LLC: 95% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Morris County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%873 / 1,02999%$155K861
2Amerisave Mortgage Corporation29%71 / 24999%$115K70
3United Wholesale Mortgage, LLCBroker only76%176 / 23197%$355K171
4Newrez LLC51%114 / 22299%$105K113
5Valley National Bank82%146 / 17894%$195K137

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 244 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Morris County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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