HomeNew JerseyPassaic CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Passaic County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Passaic County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,731 applications were decided by 222 lenders between 2023 and 2025.

Passaic County at a glance

222Active lenders33 with 20+ decisions
64.1%Market approval rate2,391 of 3,731 decided
$245KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,251 loans funded

How Passaic County compares

Approval rate compared
Passaic County64.1%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Passaic County$245KNew Jersey$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Passaic County, NJ, 561 of them.

Nj Lenders Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical cash-out refinance here is $245K, 20% larger than the New Jersey typical of $205K.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 5% approved of 22Lakeview Loan Servicing, LLC: 20% approved of 46New Day Financial, LLC: 25% approved of 28Carrington Mortgage Services, LLC: 26% approved of 89Amerisave Mortgage Corporation: 26% approved of 240American Financing Corporation: 29% approved of 24Network Capital Funding Corporation: 32% approved of 31Spring Eq, LLC: 33% approved of 27Newrez LLC: 37% approved of 210Mutual of Omaha Mortgage, Inc.: 41% approved of 32Affinity: 45% approved of 20Pennymac Loan Services, LLC: 49% approved of 91New American Funding, LLC: 50% approved of 42Wells Fargo Bank, National Association: 51% approved of 68Flagstar Bank, National Association: 55% approved of 31Provident Bank: 58% approved of 48Navy Federal Credit Union: 62% approved of 26Visions Federal Credit Union: 62% approved of 120Freedom Mortgage Corporation: 67% approved of 90Loandepot.Com, LLC: 67% approved of 126United Wholesale Mortgage, LLC: 69% approved of 243Quorum Federal Credit Union: 71% approved of 35Nationstar Mortgage LLC: 73% approved of 73Plaza Home Mortgage, Inc.: 73% approved of 22JPMorgan Chase Bank, National Association: 75% approved of 59Rocket Mortgage, LLC: 78% approved of 741Valley National Bank: 82% approved of 168Guaranteed Rate, Inc.: 82% approved of 56Movement Mortgage, LLC: 82% approved of 34Crosscountry Mortgage, LLC: 85% approved of 54Paramount Residential Mortgage Group, Inc.: 94% approved of 32Cmg Mortgage, Inc.: 96% approved of 24Nj Lenders Corp.: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Passaic County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%580 / 74197%$155K561
2United Wholesale Mortgage, LLCBroker only69%167 / 24398%$325K163
3Amerisave Mortgage Corporation26%63 / 24097%$105K61
4Newrez LLC37%77 / 210100%$85K77
5Valley National Bank82%138 / 16891%$155K126

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 217 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Passaic County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Passaic County

Nearby markets