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investment property lenders · HMDA 2023–2025

Investment property lenders in Passaic County, New Jersey

Fat Boy Data analyzed investment property mortgage activity in Passaic County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,430 applications were decided by 190 lenders between 2023 and 2025.

Passaic County at a glance

190Active lenders21 with 20+ decisions
83.6%Market approval rate1,195 of 1,430 decided
$395KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,113 loans funded

How Passaic County compares

Approval rate compared
Passaic County83.6%New Jersey86.7%All 616 counties87.5%
Typical loan compared
Passaic County$395KNew Jersey$385KAll 616 counties$255K

What the data shows

Loan Funder LLC made the most investment property mortgages in Passaic County, NJ, 88 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%TD Bank, National Association: 39% approved of 36Ice Lender Holdings LLC: 61% approved of 28Hometown Equity Mortgage, LLC: 73% approved of 22Ocmbc, Inc.: 73% approved of 22United Wholesale Mortgage, LLC: 74% approved of 58Logan Finance Corporation: 75% approved of 20Emporium Tpo LLC: 84% approved of 32Rocket Mortgage, LLC: 86% approved of 21Cmg Mortgage, Inc.: 88% approved of 25Guaranteed Rate, Inc.: 89% approved of 27Crosscountry Mortgage, LLC: 91% approved of 78A&D Mortgage LLC: 91% approved of 23Champions Funding, LLC: 91% approved of 58Loan Funder LLC: 93% approved of 104Kiavi Funding, Inc.: 94% approved of 70Nationwide Mortgage Bankers, Inc.: 95% approved of 21Citadel Servicing Corporation: 95% approved of 21Velocity Commercial Capital, LLC: 100% approved of 29Nj Lenders Corp.: 100% approved of 26Constructive Loans, LLC: 100% approved of 26The Loan Store, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Passaic County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC93%97 / 10491%$405K88
2Crosscountry Mortgage, LLC91%71 / 7899%$385K70
3Kiavi Funding, Inc.94%66 / 7098%$405K65
4United Wholesale Mortgage, LLCBroker only74%43 / 5898%$355K42
5Champions Funding, LLC91%53 / 58100%$315K53

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 185 more lenders.

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