refinance lenders · HMDA 2023–2025

Refinance lenders in Passaic County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Passaic County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,586 applications were decided by 205 lenders between 2023 and 2025.

Passaic County at a glance

205Active lenders30 with 20+ decisions
73.7%Market approval rate1,905 of 2,586 decided
$295KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,767 loans funded

How Passaic County compares

Approval rate compared
Passaic County73.7%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Passaic County$295KNew Jersey$235KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Passaic County, NJ, 151 of them.

Nationwide Mortgage Bankers, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

The typical mortgage refinance here is $295K, 26% larger than the New Jersey typical of $235K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 24% approved of 86Lakeview Loan Servicing, LLC: 43% approved of 54Newrez LLC: 50% approved of 34Bank of America, National Association: 56% approved of 144Third Federal Savings And Loan Association Of Cleveland: 59% approved of 37Wells Fargo Bank, National Association: 63% approved of 35TD Bank, National Association: 65% approved of 206PNC Bank, National Association: 66% approved of 243Provident Bank: 67% approved of 43Citizens Bank, National Association: 69% approved of 177Manufacturers and Traders Trust Company: 73% approved of 37Columbia Bank: 76% approved of 85Rocket Mortgage, LLC: 77% approved of 133Cmg Mortgage, Inc.: 78% approved of 37United Wholesale Mortgage, LLC: 82% approved of 123Lakeland Bank: 82% approved of 57Nationstar Mortgage LLC: 85% approved of 20Freedom Mortgage Corporation: 86% approved of 56Mutual of Omaha Mortgage, Inc.: 86% approved of 21Finance of America Reverse LLC: 86% approved of 21Loandepot.Com, LLC: 87% approved of 31Pennymac Loan Services, LLC: 88% approved of 58Bond Street Mortgage, LLC: 96% approved of 24Absolute Home Mortgage Corporation: 96% approved of 51JPMorgan Chase Bank, National Association: 97% approved of 30Crosscountry Mortgage, LLC: 97% approved of 36Village Capital & Investment LLC: 100% approved of 33Nationwide Mortgage Bankers, Inc.: 100% approved of 30American Neighborhood Mortgage Acceptance Company LLC: 100% approved of 21Guaranteed Rate, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Passaic County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association66%161 / 24394%$155K151
2TD Bank, National Association65%134 / 20697%$155K130
3Citizens Bank, National Association69%123 / 17797%$205K119
4Bank of America, National Association56%80 / 14498%$155K78
5Rocket Mortgage, LLC77%102 / 13392%$375K94

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 200 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Passaic County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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