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investment property lenders · HMDA 2023–2025

Investment property lenders in Bergen County, New Jersey

Fat Boy Data analyzed investment property mortgage activity in Bergen County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,511 applications were decided by 265 lenders between 2023 and 2025.

Bergen County at a glance

265Active lenders37 with 20+ decisions
84.9%Market approval rate2,131 of 2,511 decided
$475KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,017 loans funded

How Bergen County compares

Approval rate compared
Bergen County84.9%New Jersey86.7%All 616 counties87.5%
Typical loan compared
Bergen County$475KNew Jersey$385KAll 616 counties$255K

What the data shows

Loan Funder LLC made the most investment property mortgages in Bergen County, NJ, 120 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

The typical investment property mortgage here is $475K, 23% larger than the New Jersey typical of $385K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 46% approved of 26Bank of America, National Association: 50% approved of 22Hometown Equity Mortgage, LLC: 58% approved of 24Homebridge Financial Services, Inc.: 59% approved of 22TD Bank, National Association: 65% approved of 49Kind Lending, LLC: 71% approved of 21Plaza Home Mortgage, Inc.: 73% approved of 22Pennymac Loan Services, LLC: 75% approved of 51U.S. Bank National Association: 75% approved of 20Temple View Capital Funding, Lp: 77% approved of 43United Wholesale Mortgage, LLC: 78% approved of 107A&D Mortgage LLC: 80% approved of 20Rocket Mortgage, LLC: 81% approved of 77Wells Fargo Bank, National Association: 81% approved of 27Woori America Bank: 82% approved of 28Cmg Mortgage, Inc.: 83% approved of 23Champions Funding, LLC: 84% approved of 37JPMorgan Chase Bank, National Association: 85% approved of 33Kiavi Funding, Inc.: 88% approved of 81Bond Street Mortgage, LLC: 88% approved of 25Citibank, National Association: 88% approved of 26Arc Home LLC: 89% approved of 28Bank of Hope: 90% approved of 30Loandepot.Com, LLC: 91% approved of 43Loan Funder LLC: 91% approved of 141The Loan Store, Inc.: 92% approved of 52Guaranteed Rate, Inc.: 93% approved of 68Citadel Servicing Corporation: 94% approved of 35Crosscountry Mortgage, LLC: 95% approved of 123Nj Lenders Corp.: 95% approved of 62Newrez LLC: 96% approved of 24Amwest Funding Corp.: 96% approved of 25Emporium Tpo LLC: 98% approved of 41Velocity Commercial Capital, LLC: 100% approved of 33Rf Renovo Management Company, LLC: 100% approved of 24Nationwide Mortgage Bankers, Inc.: 100% approved of 23Unity Bank: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Bergen County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC91%128 / 14194%$565K120
2Crosscountry Mortgage, LLC95%117 / 12397%$455K113
3United Wholesale Mortgage, LLCBroker only78%83 / 10798%$435K81
4Kiavi Funding, Inc.88%71 / 8197%$515K69
5Rocket Mortgage, LLC81%62 / 77100%$355K62

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 260 more lenders.

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