Investment property improvement lenders in Bergen County, New Jersey
Fat Boy Data analyzed investment home improvement loan activity in Bergen County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 401 applications were decided by 65 lenders between 2023 and 2025.
Bergen County at a glance
How Bergen County compares
What the data shows
Abl Rpc Residential Credit Acquisition LLC made the most investment home improvement loans in Bergen County, NJ, 86 of them.
That is 39% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Abl Rpc Residential Credit Acquisition LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 89.
Lenders approved 59.6% of investment home improvement loan applications in Bergen County, NJ, 6.9 percentage points above the New Jersey rate of 52.7%.
The typical investment home improvement loan here is $305K, 65% larger than the New Jersey typical of $185K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Bergen County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Abl Rpc Residential Credit Acquisition LLC | 98% | 87 / 89 | 99% | $1.15M | 86 |
| 2 | TD Bank, National Association | 45% | 31 / 69 | 100% | $165K | 31 |
| 3 | Bank of America, National Association | 0% | 0 / 23 | — | — | 0 |
| 4 | Figure Lending LLC | 71% | 15 / 21 | 53% | $155K | 8 |
| 5 | Homebridge Financial Services, Inc.Limited sample | 93% | 14 / 15 | 93% | $105K | 13 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 60 more lenders.
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