Investment property improvement lenders in Ocean County, New Jersey
Fat Boy Data analyzed investment home improvement loan activity in Ocean County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 762 applications were decided by 79 lenders between 2023 and 2025.
Ocean County at a glance
How Ocean County compares
What the data shows
TD Bank, National Association made the most investment home improvement loans in Ocean County, NJ, 87 of them.
Abl Rpc Residential Credit Acquisition LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.
Lenders approved 59.3% of investment home improvement loan applications in Ocean County, NJ, 6.7 percentage points above the New Jersey rate of 52.7%.
The typical investment home improvement loan here is $245K, 32% larger than the New Jersey typical of $185K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property improvement lenders in Ocean County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 61% | 89 / 147 | 98% | $245K | 87 |
| 2 | Citizens Bank, National Association | 59% | 60 / 102 | 98% | $215K | 59 |
| 3 | PNC Bank, National Association | 55% | 37 / 67 | 97% | $215K | 36 |
| 4 | Bank of America, National Association | 34% | 22 / 64 | 95% | $295K | 21 |
| 5 | Manasquan Bank | 84% | 26 / 31 | 96% | $295K | 25 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 74 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Ocean County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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