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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Ocean County, New Jersey

Fat Boy Data analyzed investment cash-out refinance activity in Ocean County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,259 applications were decided by 179 lenders between 2023 and 2025.

Ocean County at a glance

179Active lenders14 with 20+ decisions
80.1%Market approval rate1,009 of 1,259 decided
$355KTypical loanmedian lender, $10K brackets
94%Borrower take-up951 loans funded

How Ocean County compares

Approval rate compared
Ocean County80.1%New Jersey77.8%All 616 counties73.1%
Typical loan compared
Ocean County$355KNew Jersey$325KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in Ocean County, NJ, 75 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 28% approved of 25Ice Lender Holdings LLC: 59% approved of 32United Wholesale Mortgage, LLC: 68% approved of 105Rocket Mortgage, LLC: 70% approved of 60Champions Funding, LLC: 81% approved of 36Pennymac Loan Services, LLC: 82% approved of 22Logan Finance Corporation: 86% approved of 22Loan Funder LLC: 89% approved of 85Bpl Mortgage, LLC: 91% approved of 22Guaranteed Rate, Inc.: 92% approved of 37Emporium Tpo LLC: 93% approved of 28Ark Mortgage, Inc.: 93% approved of 57The Loan Store, Inc.: 96% approved of 27Velocity Commercial Capital, LLC: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Ocean County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only68%71 / 105100%$305K71
2Loan Funder LLC89%76 / 8599%$325K75
3Rocket Mortgage, LLC70%42 / 6098%$255K41
4Ark Mortgage, Inc.93%53 / 5792%$425K49
5Guaranteed Rate, Inc.92%34 / 37100%$465K34

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 174 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Ocean County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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