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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in San Juan County, New Mexico

Fat Boy Data analyzed investment property refinance activity in San Juan County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 38 applications were decided by 18 lenders between 2023 and 2025.

San Juan County at a glance

18Active lenders0 with 20+ decisions
86.8%Market approval rate33 of 38 decided
$105KTypical loanmedian lender, $10K brackets
97%Borrower take-up32 loans funded

How San Juan County compares

Approval rate compared
San Juan County86.8%New Mexico69.4%All 616 counties77.7%
Typical loan compared
San Juan County$105KNew Mexico$195KAll 616 counties$235K

What the data shows

Sunward made the most investment property refinances in San Juan County, NM, 8 of them.

That is 25% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Lenders approved 86.8% of investment property refinance applications in San Juan County, NM, 17.5 percentage points above the New Mexico rate of 69.4%.

The typical investment property refinance here is $105K, 46% smaller than the New Mexico typical of $195K.

Investment property refinance lenders in San Juan County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Citizens BankLimited sample70%7 / 10100%$105K7
2SunwardLimited sample100%8 / 8100%$105K8
3Corevest American Finance Lender LLCLimited sample100%3 / 3100%$1.44M3
4United Wholesale Mortgage, LLCBroker only100%2 / 2100%$125K2
5Zions Bancorporation, N.A.Limited sample100%2 / 250%$145K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 13 more lenders.

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