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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Jefferson County, New York

Fat Boy Data analyzed investment property refinance activity in Jefferson County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 71 applications were decided by 27 lenders between 2023 and 2025.

Jefferson County at a glance

27Active lenders0 with 20+ decisions
73.2%Market approval rate52 of 71 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up50 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County73.2%New York76.8%All 616 counties77.7%
Typical loan compared
Jefferson County$105KNew York$485KAll 616 counties$235K

What the data shows

Community Bank, National Association made the most investment property refinances in Jefferson County, NY, 9 of them.

The typical investment property refinance here is $105K, 78% smaller than the New York typical of $485K.

Investment property refinance lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.Limited sample38%5 / 13100%$115K5
2Community Bank, National AssociationLimited sample100%9 / 9100%$105K9
3AMERICU Credit UnionLimited sample88%7 / 8100%$105K7
4Watertown Savings BankLimited sample80%4 / 5100%$135K4
5Gouverneur Savings and Loan AssociationLimited sample80%4 / 5100%$105K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 22 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Jefferson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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