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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Jefferson County, New York

Fat Boy Data analyzed home purchase mortgage activity in Jefferson County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,494 applications were decided by 116 lenders between 2023 and 2025.

Jefferson County at a glance

116Active lenders22 with 20+ decisions
86.6%Market approval rate3,027 of 3,494 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,865 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County86.6%New York87.7%All 616 counties87.6%
Typical loan compared
Jefferson County$205KNew York$495KAll 616 counties$335K

What the data shows

Movement Mortgage, LLC made the most home purchase mortgages in Jefferson County, NY, 608 of them.

Farm Credit East, ACA approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical home purchase mortgage here is $205K, 59% smaller than the New York typical of $495K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 26% approved of 42Triad Financial Services, Inc.: 63% approved of 30Rocket Mortgage, LLC: 66% approved of 104AMERICU Credit Union: 68% approved of 238Gouverneur Savings and Loan Association: 73% approved of 74Newrez LLC: 77% approved of 22USAA Federal Savings Bank: 78% approved of 59Community Bank, National Association: 81% approved of 189KeyBank National Association: 84% approved of 44United Wholesale Mortgage, LLC: 85% approved of 52Plaza Home Mortgage, Inc.: 85% approved of 159Navy Federal Credit Union: 86% approved of 125Carthage Savings And Loan, National Association: 88% approved of 183Mortgage Research Center, LLC: 90% approved of 254Loandepot.Com, LLC: 92% approved of 26Genesee Regional Bank: 94% approved of 126Northern Credit Union: 94% approved of 176Movement Mortgage, LLC: 96% approved of 720Watertown Savings Bank: 97% approved of 187Crosscountry Mortgage, LLC: 97% approved of 108Homestead Funding Corp.: 98% approved of 202Farm Credit East, ACA: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Movement Mortgage, LLC96%693 / 72088%$205K608
2Mortgage Research Center, LLC90%228 / 25499%$235K226
3AMERICU Credit Union68%162 / 238100%$205K162
4Homestead Funding Corp.98%198 / 20299%$215K196
5Community Bank, National Association81%154 / 18999%$155K153

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 111 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Jefferson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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