HomeNew YorkNew York CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in New York County, New York

Fat Boy Data analyzed investment cash-out refinance activity in New York County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 478 applications were decided by 114 lenders between 2023 and 2025.

New York County at a glance

114Active lenders1 with 20+ decisions
67.6%Market approval rate323 of 478 decided
$805KTypical loanmedian lender, $10K brackets
91%Borrower take-up295 loans funded

How New York County compares

Approval rate compared
New York County67.6%New York76.5%All 616 counties73.1%
Typical loan compared
New York County$805KNew York$425KAll 616 counties$205K

What the data shows

JPMorgan Chase Bank, National Association made the most investment cash-out refinances in New York County, NY, 26 of them.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 75% of 36.

Lenders approved 67.6% of investment cash-out refinance applications in New York County, NY, 9.0 percentage points below the New York rate of 76.5%.

The typical investment cash-out refinance here is $805K, 89% larger than the New York typical of $425K.

Investment property cash-out lenders in New York County

LenderApprovalApprovedTaken upTypical loanLoans made
1JPMorgan Chase Bank, National Association75%27 / 3696%$2.25M26
2United Wholesale Mortgage, LLCBroker only62%10 / 16100%$365K10
3Hometown Equity Mortgage, LLCLimited sample38%6 / 1683%$1.75M5
4Wells Fargo Bank, National AssociationLimited sample40%6 / 15100%$405K6
5Velocity Commercial Capital, LLCLimited sample100%15 / 15100%$1.14M15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 109 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest investment cash-out refinance lenders in New York County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for New York County

Nearby markets