Investment property cash-out lenders in Tompkins County, New York
Fat Boy Data analyzed investment cash-out refinance activity in Tompkins County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 29 applications were decided by 16 lenders between 2023 and 2025.
Tompkins County at a glance
How Tompkins County compares
What the data shows
Tompkins Bank & Trust made the most investment cash-out refinances in Tompkins County, NY, 6 of them.
That is 38% of every investment cash-out refinance originated here, so this market is unusually concentrated in one lender.
Lenders approved 65.5% of investment cash-out refinance applications in Tompkins County, NY, 11.0 percentage points below the New York rate of 76.5%.
The typical investment cash-out refinance here is $235K, 45% smaller than the New York typical of $425K.
Investment property cash-out lenders in Tompkins County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Tompkins Bank & TrustLimited sample | 78% | 7 / 9 | 86% | $185K | 6 |
| 2 | Chemung Canal Trust CompanyLimited sample | 100% | 3 / 3 | 100% | $255K | 3 |
| 3 | Rocket Mortgage, LLCLimited sample | 0% | 0 / 2 | — | — | 0 |
| 4 | Carrington Mortgage Services, LLCLimited sample | 50% | 1 / 2 | 100% | $295K | 1 |
| 5 | Hometown Equity Mortgage, LLCLimited sample | 0% | 0 / 2 | — | — | 0 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 11 more lenders.
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