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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Cabarrus County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Cabarrus County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,150 applications were decided by 392 lenders between 2023 and 2025.

Cabarrus County at a glance

392Active lenders87 with 20+ decisions
87.5%Market approval rate9,754 of 11,150 decided
$345KTypical loanmedian lender, $10K brackets
96%Borrower take-up9,349 loans funded

How Cabarrus County compares

Approval rate compared
Cabarrus County87.5%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Cabarrus County$345KNorth Carolina$325KAll 616 counties$335K

What the data shows

Movement Mortgage, LLC made the most home purchase mortgages in Cabarrus County, NC, 593 of them.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 213.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Credit Human Federal Credit Union: 4% approved of 79Vanderbilt Mortgage and Finance, Inc.: 20% approved of 19321St Mortgage Corporation: 22% approved of 150Triad Financial Services, Inc.: 24% approved of 268Truliant Federal Credit Union: 69% approved of 51Civic Federal Credit Union: 69% approved of 42Bank of America, National Association: 77% approved of 193Navy Federal Credit Union: 80% approved of 99Wells Fargo Bank, National Association: 82% approved of 136Founders Federal Credit Union: 82% approved of 82Fifth Third Bank, National Association: 83% approved of 81NVR Mortgage Finance, Inc.: 84% approved of 414USAA Federal Savings Bank: 84% approved of 43State Employees': 84% approved of 546Pinnacle Bank: 85% approved of 74First National Bank of Pennsylvania: 85% approved of 164Kbhs Home Loans, LLC: 88% approved of 65Pulte Mortgage LLC: 89% approved of 249First-Citizens Bank & Trust Company: 89% approved of 55U.S. Bank National Association: 91% approved of 96Pennymac Loan Services, LLC: 91% approved of 65Mortgage Research Center, LLC: 91% approved of 163Cardinal Financial Company, Limited Partnership: 91% approved of 44Rocket Mortgage, LLC: 92% approved of 525First Bank: 92% approved of 38United Wholesale Mortgage, LLC: 93% approved of 628TowneBank: 93% approved of 43Ameris Bank: 93% approved of 58Truist Bank: 93% approved of 137JPMorgan Chase Bank, National Association: 93% approved of 107Loandepot.Com, LLC: 94% approved of 441Dhi Mortgage Company, Ltd.: 94% approved of 181New American Funding, LLC: 94% approved of 72Newrez LLC: 94% approved of 36Taylor Morrison Home Funding, Inc.: 95% approved of 158Gateway First Bank: 96% approved of 51Primis Mortgage Company: 96% approved of 82Click N' Close, Inc.: 96% approved of 57Provident Funding Associates, L.P.: 97% approved of 61Mutual of Omaha Mortgage, Inc.: 97% approved of 68Crosscountry Mortgage, LLC: 97% approved of 179SouthState Bank, National Association: 97% approved of 36Fairway Independent Mortgage Corporation: 97% approved of 442Primary Residential Mortgage, Inc.: 97% approved of 37Guaranteed Rate Affinity, LLC: 97% approved of 38Alcova Mortgage LLC: 98% approved of 163Guaranteed Rate, Inc.: 98% approved of 42Zillow Home Loans, LLC: 98% approved of 85Union Home Mortgage Corp.: 98% approved of 43Cmg Mortgage, Inc.: 98% approved of 47Guild Mortgage Company LLC: 98% approved of 118Movement Mortgage, LLC: 99% approved of 682American Security Mortgage Corp.: 99% approved of 228Ixonia Bank: 99% approved of 103Uwharrie Bank: 99% approved of 147M/I Financial, LLC: 99% approved of 342Atlantic Bay Mortgage Group, L.L.C.: 100% approved of 213Atlantic Coast Mortgage, LLC: 100% approved of 71Howard Hanna Financial Services, Inc.: 100% approved of 65Skyla Federal Credit Union: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Cabarrus County

LenderApprovalApprovedTaken upTypical loanLoans made
1Movement Mortgage, LLC99%672 / 68288%$335K593
2United Wholesale Mortgage, LLCBroker only93%582 / 62899%$375K575
3State Employees'84%461 / 54698%$295K450
4Rocket Mortgage, LLC92%481 / 52599%$355K478
5Fairway Independent Mortgage Corporation97%430 / 442100%$285K428

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 387 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Cabarrus County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Nearby markets

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