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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Rowan County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Rowan County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,525 applications were decided by 321 lenders between 2023 and 2025.

Rowan County at a glance

321Active lenders63 with 20+ decisions
86.7%Market approval rate5,655 of 6,525 decided
$245KTypical loanmedian lender, $10K brackets
96%Borrower take-up5,411 loans funded

How Rowan County compares

Approval rate compared
Rowan County86.7%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Rowan County$245KNorth Carolina$325KAll 616 counties$335K

What the data shows

State Employees' made the most home purchase mortgages in Rowan County, NC, 472 of them.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 223.

The typical home purchase mortgage here is $245K, 25% smaller than the North Carolina typical of $325K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 21% approved of 32221St Mortgage Corporation: 25% approved of 36Triad Financial Services, Inc.: 29% approved of 34Guaranteed Rate, Inc.: 60% approved of 35NVR Mortgage Finance, Inc.: 74% approved of 58Wells Fargo Bank, National Association: 75% approved of 120Civic Federal Credit Union: 77% approved of 43Navy Federal Credit Union: 78% approved of 76T2 Financial LLC: 79% approved of 29Bank of America, National Association: 80% approved of 97U.S. Bank National Association: 80% approved of 41SouthState Bank, National Association: 81% approved of 42First-Citizens Bank & Trust Company: 81% approved of 21USAA Federal Savings Bank: 81% approved of 21Fifth Third Bank, National Association: 82% approved of 33First National Bank of Pennsylvania: 82% approved of 131First Bank: 84% approved of 32Rocket Mortgage, LLC: 85% approved of 343Truist Bank: 85% approved of 67State Employees': 86% approved of 559Pinnacle Bank: 87% approved of 54Pennymac Loan Services, LLC: 87% approved of 31Cmg Mortgage, Inc.: 88% approved of 32JPMorgan Chase Bank, National Association: 88% approved of 33United Wholesale Mortgage, LLC: 89% approved of 210Loandepot.Com, LLC: 89% approved of 102Farmers & Merchants Bank: 89% approved of 56Founders Federal Credit Union: 89% approved of 47New American Funding, LLC: 91% approved of 68Cardinal Financial Company, Limited Partnership: 92% approved of 51Click N' Close, Inc.: 92% approved of 39Mortgage Research Center, LLC: 93% approved of 146Latino Community Credit Union: 94% approved of 32Inspire Home Loans Inc.: 94% approved of 49Atlantic Coast Mortgage, LLC: 94% approved of 50AgFirst Farm Credit Bank: 95% approved of 21Guild Mortgage Company LLC: 96% approved of 70Ameris Bank: 96% approved of 71Mutual of Omaha Mortgage, Inc.: 96% approved of 25Northpointe Bank: 97% approved of 29Zillow Home Loans, LLC: 97% approved of 60Gateway First Bank: 97% approved of 62Intercoastal Mortgage, LLC: 97% approved of 39Integrity Home Mortgage Corporation: 98% approved of 41Crosscountry Mortgage, LLC: 98% approved of 128Fairway Independent Mortgage Corporation: 98% approved of 431Uwharrie Bank: 98% approved of 58Movement Mortgage, LLC: 98% approved of 451Ixonia Bank: 99% approved of 149Union Home Mortgage Corp.: 99% approved of 105Atlantic Bay Mortgage Group, L.L.C.: 100% approved of 223Alcova Mortgage LLC: 100% approved of 78American Security Mortgage Corp.: 100% approved of 74Primary Residential Mortgage, Inc.: 100% approved of 48Howard Hanna Financial Services, Inc.: 100% approved of 33Primis Mortgage Company: 100% approved of 29Highlands Residential Mortgage, Ltd.: 100% approved of 24Guaranteed Rate Affinity, LLC: 100% approved of 23Homeowners Financial Group USA, LLC: 100% approved of 23Primelending, A Plainscapital Company: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Rowan County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'86%482 / 55998%$245K472
2Movement Mortgage, LLC98%444 / 45185%$265K376
3Fairway Independent Mortgage Corporation98%421 / 43199%$225K417
4Rocket Mortgage, LLC85%291 / 34399%$245K287
5Vanderbilt Mortgage and Finance, Inc.21%67 / 32281%$155K54

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 316 more lenders.

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