refinance lenders · HMDA 2023–2025

Refinance lenders in Rowan County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Rowan County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,654 applications were decided by 153 lenders between 2023 and 2025.

Rowan County at a glance

153Active lenders20 with 20+ decisions
75.8%Market approval rate1,254 of 1,654 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,179 loans funded

How Rowan County compares

Approval rate compared
Rowan County75.8%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Rowan County$155KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Rowan County, NC, 240 of them.

Mutual of Omaha Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.

The typical mortgage refinance here is $155K, 24% smaller than the North Carolina typical of $205K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 22% approved of 23Lakeview Loan Servicing, LLC: 36% approved of 22Sharonview Federal Credit Union: 50% approved of 32Mortgage Research Center, LLC: 61% approved of 31Truliant Federal Credit Union: 62% approved of 26Bank of America, National Association: 68% approved of 28SouthState Bank, National Association: 71% approved of 21Truist Bank: 72% approved of 64Farmers & Merchants Bank: 72% approved of 25State Employees': 73% approved of 333Civic Federal Credit Union: 76% approved of 37First National Bank of Pennsylvania: 76% approved of 29Rocket Mortgage, LLC: 81% approved of 105Fifth Third Bank, National Association: 81% approved of 42United Wholesale Mortgage, LLC: 85% approved of 93Pennymac Loan Services, LLC: 90% approved of 41Village Capital & Investment LLC: 92% approved of 36Movement Mortgage, LLC: 92% approved of 25Freedom Mortgage Corporation: 94% approved of 81Mutual of Omaha Mortgage, Inc.: 95% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Rowan County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'73%243 / 33399%$105K240
2Rocket Mortgage, LLC81%85 / 10594%$265K80
3United Wholesale Mortgage, LLCBroker only85%79 / 9396%$305K76
4Freedom Mortgage Corporation94%76 / 8182%$315K62
5Truist Bank72%46 / 6491%$105K42

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 148 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Rowan County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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