Investment property refinance lenders in Rowan County, North Carolina
Fat Boy Data analyzed investment property refinance activity in Rowan County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 176 applications were decided by 49 lenders between 2023 and 2025.
Rowan County at a glance
How Rowan County compares
What the data shows
Kiavi Funding, Inc. made the most investment property refinances in Rowan County, NC, 56 of them.
That is 44% of every investment property refinance originated here, so this market is unusually concentrated in one lender.
Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 93% of 61.
Investment property refinance lenders in Rowan County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | 93% | 57 / 61 | 98% | $185K | 56 |
| 2 | State Employees' | 30% | 6 / 20 | 100% | $75K | 6 |
| 3 | Farmers & Merchants BankLimited sample | 100% | 11 / 11 | 100% | $225K | 11 |
| 4 | Peoples BankLimited sample | 88% | 7 / 8 | 100% | $45K | 7 |
| 5 | United Wholesale Mortgage, LLCBroker only | 67% | 4 / 6 | 100% | $515K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 44 more lenders.
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You are seeing the 5 largest investment property refinance lenders in Rowan County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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