Investment property lenders in Rowan County, North Carolina
Fat Boy Data analyzed investment property mortgage activity in Rowan County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 521 applications were decided by 145 lenders between 2023 and 2025.
Rowan County at a glance
How Rowan County compares
What the data shows
Kiavi Funding, Inc. made the most investment property mortgages in Rowan County, NC, 39 of them.
State Employees' approved the highest share of applications among lenders with at least 20 decisions here, 88% of 34.
The typical investment property mortgage here is $175K, 31% smaller than the North Carolina typical of $255K.
Investment property lenders in Rowan County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | 85% | 39 / 46 | 100% | $175K | 39 |
| 2 | State Employees' | 88% | 30 / 34 | 97% | $185K | 29 |
| 3 | Vanderbilt Mortgage and Finance, Inc. | 20% | 5 / 25 | 80% | $125K | 4 |
| 4 | United Wholesale Mortgage, LLCBroker only | 95% | 20 / 21 | 100% | $165K | 20 |
| 5 | Farmers & Merchants BankLimited sample | 100% | 18 / 18 | 94% | $175K | 17 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 140 more lenders.
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You are seeing the 5 largest investment property mortgage lenders in Rowan County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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