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investment property lenders · HMDA 2023–2025

Investment property lenders in North Carolina

Fat Boy Data analyzed investment property mortgage activity in North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 46,020 applications were decided by 847 lenders between 2023 and 2025.

North Carolina at a glance

847Active lenders244 with 20+ decisions
89.3%Market approval rate41,076 of 46,020 decided
$255KTypical loanmedian lender, $10K brackets
96%Borrower take-up39,433 loans funded

How North Carolina compares

Approval rate compared
North Carolina89.3%All 616 counties87.5%
Typical loan compared
North Carolina$255KAll 616 counties$255K

What the data shows

Lennar Mortgage, LLC made the most investment property mortgages in North Carolina, 2,732 of them.

M/I Financial, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 396.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 32% approved of 44821St Mortgage Corporation: 45% approved of 345Vanderbilt Mortgage and Finance, Inc.: 55% approved of 688Navy Federal Credit Union: 64% approved of 409Deephaven Mortgage LLC: 76% approved of 262Kind Lending, LLC: 76% approved of 217Bank of America, National Association: 78% approved of 554U.S. Bank National Association: 78% approved of 180TD Bank, National Association: 79% approved of 173Wells Fargo Bank, National Association: 83% approved of 618Loan Funder LLC: 85% approved of 309Truist Bank: 86% approved of 576State Employees': 86% approved of 2,865Rocket Mortgage, LLC: 86% approved of 1,340NVR Mortgage Finance, Inc.: 87% approved of 244United Wholesale Mortgage, LLC: 87% approved of 1,580First National Bank of Pennsylvania: 87% approved of 441JPMorgan Chase Bank, National Association: 88% approved of 325First-Citizens Bank & Trust Company: 89% approved of 787Newrez LLC: 89% approved of 295Ocmbc, Inc.: 90% approved of 172Dhi Mortgage Company, Ltd.: 91% approved of 1,215Kiavi Funding, Inc.: 91% approved of 2,410Pinnacle Bank: 92% approved of 238Pennymac Loan Services, LLC: 92% approved of 608Bank OZK: 93% approved of 161Lennar Mortgage, LLC: 93% approved of 2,945United Bank: 93% approved of 245Pulte Mortgage LLC: 93% approved of 1,068COASTAL Federal Credit Union: 93% approved of 168Lima One Capital, LLC: 94% approved of 369American Heritage Lending, LLC: 94% approved of 177Southern Bank and Trust Company: 94% approved of 274Peoples Bank: 95% approved of 165The Fidelity Bank: 95% approved of 211TowneBank: 95% approved of 298Loandepot.Com, LLC: 95% approved of 888First Bank: 96% approved of 298Fairway Independent Mortgage Corporation: 96% approved of 432Prosperity Home Mortgage, LLC: 96% approved of 183Inspire Home Loans Inc.: 96% approved of 161Provident Funding Associates, L.P.: 96% approved of 162Guaranteed Rate, Inc.: 96% approved of 485The Loan Store, Inc.: 97% approved of 389North State Bank: 97% approved of 180Cmg Mortgage, Inc.: 97% approved of 331Highlands Residential Mortgage, Ltd.: 97% approved of 184Citadel Servicing Corporation: 97% approved of 224Crosscountry Mortgage, LLC: 98% approved of 603Nfm, Inc.: 98% approved of 237Movement Mortgage, LLC: 98% approved of 1,382Guild Mortgage Company LLC: 98% approved of 183Alcova Mortgage LLC: 99% approved of 335American Security Mortgage Corp.: 99% approved of 446Atlantic Bay Mortgage Group, L.L.C.: 99% approved of 531Union Home Mortgage Corp.: 99% approved of 178Rf Renovo Management Company, LLC: 100% approved of 290M/I Financial, LLC: 100% approved of 396Dominion Financial Services, LLC: 100% approved of 339General Mortgage Capital Corporation: 100% approved of 292

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in North Carolina

LenderApprovalApprovedTaken upTypical loanLoans made
1Lennar Mortgage, LLC93%2,737 / 2,945100%$275K2,732
2State Employees'86%2,478 / 2,86598%$235K2,428
3Kiavi Funding, Inc.91%2,195 / 2,41097%$175K2,121
4United Wholesale Mortgage, LLCBroker only87%1,377 / 1,58099%$245K1,361
5Movement Mortgage, LLC98%1,353 / 1,38286%$265K1,165

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 842 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in North Carolina. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for North Carolina

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Counties in North Carolina

Wake CountyCountyMecklenburg CountyCountyGuilford CountyCountyForsyth CountyCountyCumberland CountyCountyDurham CountyCountyBuncombe CountyCountyUnion CountyCountyGaston CountyCountyCabarrus CountyCountyNew Hanover CountyCountyJohnston CountyCounty