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investment property lenders · HMDA 2023–2025

Investment property lenders in Mecklenburg County, North Carolina

Fat Boy Data analyzed investment property mortgage activity in Mecklenburg County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,418 applications were decided by 412 lenders between 2023 and 2025.

Mecklenburg County at a glance

412Active lenders72 with 20+ decisions
90.2%Market approval rate5,789 of 6,418 decided
$265KTypical loanmedian lender, $10K brackets
96%Borrower take-up5,531 loans funded

How Mecklenburg County compares

Approval rate compared
Mecklenburg County90.2%North Carolina89.3%All 616 counties87.5%
Typical loan compared
Mecklenburg County$265KNorth Carolina$255KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Mecklenburg County, NC, 330 of them.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 101.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 33% approved of 57Homexpress Mortgage Corp.: 61% approved of 36U.S. Bank National Association: 71% approved of 34Bank of America, National Association: 74% approved of 120TD Bank, National Association: 76% approved of 34Temple View Capital Funding, Lp: 77% approved of 26Kind Lending, LLC: 78% approved of 54Deephaven Mortgage LLC: 81% approved of 37Flagstar Bank, National Association: 81% approved of 27Loan Funder LLC: 82% approved of 49NVR Mortgage Finance, Inc.: 84% approved of 63Cmg Mortgage, Inc.: 85% approved of 26State Employees': 85% approved of 130United Wholesale Mortgage, LLC: 86% approved of 320Toll Brothers Mortgage Company: 86% approved of 58Rocket Mortgage, LLC: 87% approved of 262Ocmbc, Inc.: 87% approved of 45Better Mortgage Corporation: 87% approved of 31Wells Fargo Bank, National Association: 87% approved of 126Regions Bank: 88% approved of 33Newrez LLC: 89% approved of 36Bank OZK: 89% approved of 27Pennymac Loan Services, LLC: 90% approved of 143First-Citizens Bank & Trust Company: 90% approved of 41Truist Bank: 91% approved of 79Kiavi Funding, Inc.: 92% approved of 377Pulte Mortgage LLC: 92% approved of 136JPMorgan Chase Bank, National Association: 92% approved of 53First National Bank of Pennsylvania: 93% approved of 54Pinnacle Bank: 93% approved of 30Fairway Independent Mortgage Corporation: 94% approved of 62Citadel Servicing Corporation: 94% approved of 31NexBank: 94% approved of 31Taylor Morrison Home Funding, Inc.: 95% approved of 92Loandepot.Com, LLC: 95% approved of 218Dhi Mortgage Company, Ltd.: 95% approved of 159Lima One Capital, LLC: 95% approved of 80Inspire Home Loans Inc.: 95% approved of 41Skyla Federal Credit Union: 95% approved of 43TowneBank: 96% approved of 47Movement Mortgage, LLC: 97% approved of 198The Loan Store, Inc.: 97% approved of 75American Heritage Lending, LLC: 98% approved of 42American Security Mortgage Corp.: 98% approved of 159Lennar Mortgage, LLC: 98% approved of 175Dominion Financial Services, LLC: 100% approved of 134Atlantic Bay Mortgage Group, L.L.C.: 100% approved of 101M/I Financial, LLC: 100% approved of 95Crosscountry Mortgage, LLC: 100% approved of 80Genesis Capital, LLC: 100% approved of 49212 Loans, LLC.: 100% approved of 48General Mortgage Capital Corporation: 100% approved of 42Provident Funding Associates, L.P.: 100% approved of 36Amwest Funding Corp.: 100% approved of 35Alcova Mortgage LLC: 100% approved of 33Uwharrie Bank: 100% approved of 32Rf Renovo Management Company, LLC: 100% approved of 31Peoples Bank: 100% approved of 29Atlantic Coast Mortgage, LLC: 100% approved of 28Guild Mortgage Company LLC: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Mecklenburg County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.92%346 / 37795%$245K330
2United Wholesale Mortgage, LLCBroker only86%275 / 32099%$245K273
3Rocket Mortgage, LLC87%227 / 26299%$245K225
4Loandepot.Com, LLC95%207 / 218100%$265K207
5Movement Mortgage, LLC97%192 / 19885%$265K164

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 407 more lenders.

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Other lending data for Mecklenburg County

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Nearby markets

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