refinance lenders · HMDA 2023–2025

Refinance lenders in Iredell County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Iredell County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,752 applications were decided by 197 lenders between 2023 and 2025.

Iredell County at a glance

197Active lenders27 with 20+ decisions
76.3%Market approval rate2,100 of 2,752 decided
$215KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,951 loans funded

How Iredell County compares

Approval rate compared
Iredell County76.3%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Iredell County$215KNorth Carolina$205KAll 616 counties$295K

What the data shows

State Employees' made the most mortgage refinances in Iredell County, NC, 219 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 44.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 27% approved of 37Lakeview Loan Servicing, LLC: 50% approved of 70Mortgage Research Center, LLC: 53% approved of 45Newrez LLC: 59% approved of 29Truliant Federal Credit Union: 61% approved of 28Civic Federal Credit Union: 61% approved of 51First National Bank of Pennsylvania: 63% approved of 83Bank of America, National Association: 63% approved of 97First Horizon Bank: 65% approved of 43Citizens Bank, National Association: 67% approved of 21First-Citizens Bank & Trust Company: 70% approved of 123PNC Bank, National Association: 70% approved of 50Third Federal Savings And Loan Association Of Cleveland: 71% approved of 34Truist Bank: 72% approved of 154State Employees': 76% approved of 295Rocket Mortgage, LLC: 78% approved of 161United Community Bank: 79% approved of 61SouthState Bank, National Association: 82% approved of 22Pennymac Loan Services, LLC: 84% approved of 57United Federal Credit Union: 84% approved of 38United Wholesale Mortgage, LLC: 84% approved of 261Allegacy Federal Credit Union: 85% approved of 27Crosscountry Mortgage, LLC: 86% approved of 28Village Capital & Investment LLC: 87% approved of 38Freedom Mortgage Corporation: 89% approved of 100Fifth Third Bank, National Association: 90% approved of 86Movement Mortgage, LLC: 93% approved of 44

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Iredell County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'76%224 / 29598%$105K219
2United Wholesale Mortgage, LLCBroker only84%220 / 26197%$415K213
3Rocket Mortgage, LLC78%125 / 16192%$305K115
4Truist Bank72%111 / 15496%$105K107
5First-Citizens Bank & Trust Company70%86 / 12392%$185K79

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 192 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Iredell County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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