HomeNorth CarolinaIredell CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Iredell County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Iredell County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,753 applications were decided by 201 lenders between 2023 and 2025.

Iredell County at a glance

201Active lenders26 with 20+ decisions
70.9%Market approval rate1,953 of 2,753 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,859 loans funded

How Iredell County compares

Approval rate compared
Iredell County70.9%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Iredell County$185KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Iredell County, NC, 531 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 12% approved of 25Lakeview Loan Servicing, LLC: 29% approved of 41Amerisave Mortgage Corporation: 34% approved of 199New Day Financial, LLC: 41% approved of 41Civic Federal Credit Union: 45% approved of 20Carrington Mortgage Services, LLC: 52% approved of 40Mutual of Omaha Mortgage, Inc.: 61% approved of 33Newrez LLC: 61% approved of 67Truist Bank: 62% approved of 29Loandepot.Com, LLC: 66% approved of 96State Employees': 68% approved of 99Freedom Mortgage Corporation: 71% approved of 72Wells Fargo Bank, National Association: 72% approved of 53Navy Federal Credit Union: 74% approved of 23Cardinal Financial Company, Limited Partnership: 75% approved of 20Pennymac Loan Services, LLC: 76% approved of 45New American Funding, LLC: 77% approved of 31Flagstar Bank, National Association: 77% approved of 31Rocket Mortgage, LLC: 80% approved of 691United Wholesale Mortgage, LLC: 82% approved of 248The Federal Savings Bank: 83% approved of 23Nationstar Mortgage LLC: 85% approved of 41Crosscountry Mortgage, LLC: 95% approved of 21Reliance First Capital, LLC: 98% approved of 50Movement Mortgage, LLC: 99% approved of 71Atlantic Bay Mortgage Group, L.L.C.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Iredell County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%550 / 69197%$155K531
2United Wholesale Mortgage, LLCBroker only82%203 / 24898%$205K198
3Amerisave Mortgage Corporation34%68 / 199100%$105K68
4State Employees'68%67 / 9999%$195K66
5Loandepot.Com, LLC66%63 / 9697%$215K61

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 196 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Iredell County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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