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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cumberland County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Cumberland County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,651 applications were decided by 178 lenders between 2023 and 2025.

Cumberland County at a glance

178Active lenders36 with 20+ decisions
62.6%Market approval rate3,540 of 5,651 decided
$175KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,261 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County62.6%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Cumberland County$175KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cumberland County, NC, 759 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 121.

Lenders approved 62.6% of cash-out refinance applications in Cumberland County, NC, 5.3 percentage points below the North Carolina rate of 67.9%.

The typical cash-out refinance here is $175K, 10% smaller than the North Carolina typical of $195K.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 263Network Capital Funding Corporation: 25% approved of 20Amerisave Mortgage Corporation: 26% approved of 374Lakeview Loan Servicing, LLC: 31% approved of 65USAA Federal Savings Bank: 32% approved of 47American Financing Corporation: 35% approved of 31Newrez LLC: 38% approved of 141Carrington Mortgage Services, LLC: 42% approved of 285New Day Financial, LLC: 44% approved of 309Navy Federal Credit Union: 48% approved of 120Wells Fargo Bank, National Association: 49% approved of 70New American Funding, LLC: 50% approved of 54Pentagon Federal Credit Union: 52% approved of 40Village Capital & Investment LLC: 57% approved of 162Plaza Home Mortgage, Inc.: 59% approved of 22State Employees': 59% approved of 69Loandepot.Com, LLC: 63% approved of 241Advantagefirst Lending Inc.: 65% approved of 20Equity Prime Mortgage LLC: 66% approved of 47Mutual of Omaha Mortgage, Inc.: 70% approved of 33Pennymac Loan Services, LLC: 70% approved of 162Flagstar Bank, National Association: 71% approved of 21Truist Bank: 72% approved of 36GoodLeap, LLC: 75% approved of 171Freedom Mortgage Corporation: 76% approved of 339The Federal Savings Bank: 76% approved of 88Credit Union Mortgage Association, Inc.: 76% approved of 21Sun West Mortgage Company, Inc.: 76% approved of 21United Wholesale Mortgage, LLC: 78% approved of 465Crosscountry Mortgage, LLC: 79% approved of 29Nationstar Mortgage LLC: 81% approved of 175Guaranteed Rate, Inc.: 81% approved of 26Rocket Mortgage, LLC: 81% approved of 965JPMorgan Chase Bank, National Association: 92% approved of 24Reliance First Capital, LLC: 95% approved of 60Movement Mortgage, LLC: 98% approved of 121

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%785 / 96597%$165K759
2United Wholesale Mortgage, LLCBroker only78%363 / 46598%$235K354
3Amerisave Mortgage Corporation26%98 / 37495%$125K93
4Freedom Mortgage Corporation76%258 / 33996%$245K247
5New Day Financial, LLC44%135 / 30986%$225K116

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 173 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Cumberland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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