HomeNorth CarolinaHarnett CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Harnett County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Harnett County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,239 applications were decided by 144 lenders between 2023 and 2025.

Harnett County at a glance

144Active lenders19 with 20+ decisions
65.5%Market approval rate1,467 of 2,239 decided
$215KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,397 loans funded

How Harnett County compares

Approval rate compared
Harnett County65.5%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Harnett County$215KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Harnett County, NC, 333 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 37.

The typical cash-out refinance here is $215K, 10% larger than the North Carolina typical of $195K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 23% approved of 86Amerisave Mortgage Corporation: 26% approved of 141Lakeview Loan Servicing, LLC: 29% approved of 34Newrez LLC: 36% approved of 61Carrington Mortgage Services, LLC: 42% approved of 102New Day Financial, LLC: 48% approved of 86Village Capital & Investment LLC: 59% approved of 41State Employees': 59% approved of 98New American Funding, LLC: 60% approved of 20Loandepot.Com, LLC: 61% approved of 104Navy Federal Credit Union: 69% approved of 59The Federal Savings Bank: 70% approved of 37Freedom Mortgage Corporation: 75% approved of 136Pennymac Loan Services, LLC: 75% approved of 60Nationstar Mortgage LLC: 75% approved of 56GoodLeap, LLC: 79% approved of 33United Wholesale Mortgage, LLC: 80% approved of 192Rocket Mortgage, LLC: 83% approved of 411Movement Mortgage, LLC: 97% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Harnett County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%340 / 41198%$175K333
2United Wholesale Mortgage, LLCBroker only80%154 / 19297%$245K150
3Amerisave Mortgage Corporation26%37 / 141100%$175K37
4Freedom Mortgage Corporation75%102 / 13697%$265K99
5Loandepot.Com, LLC61%63 / 10498%$185K62

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 139 more lenders.

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