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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Durham County, North Carolina

Fat Boy Data analyzed investment property refinance activity in Durham County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 369 applications were decided by 108 lenders between 2023 and 2025.

Durham County at a glance

108Active lenders2 with 20+ decisions
75.3%Market approval rate278 of 369 decided
$255KTypical loanmedian lender, $10K brackets
93%Borrower take-up258 loans funded

How Durham County compares

Approval rate compared
Durham County75.3%North Carolina77.3%All 616 counties77.7%
Typical loan compared
Durham County$255KNorth Carolina$195KAll 616 counties$235K

What the data shows

State Employees' made the most investment property refinances in Durham County, NC, 34 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 89% of 36.

The typical investment property refinance here is $255K, 31% larger than the North Carolina typical of $195K.

Investment property refinance lenders in Durham County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'64%35 / 5597%$135K34
2Kiavi Funding, Inc.89%32 / 3697%$255K31
3Lendingone, LLCLimited sample50%7 / 14100%$255K7
4General Mortgage Capital CorporationLimited sample100%12 / 12100%$305K12
5Pennymac Loan Services, LLCLimited sample100%11 / 1191%$285K10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 103 more lenders.

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