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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Wake County, North Carolina

Fat Boy Data analyzed investment property refinance activity in Wake County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,080 applications were decided by 188 lenders between 2023 and 2025.

Wake County at a glance

188Active lenders9 with 20+ decisions
75.3%Market approval rate813 of 1,080 decided
$265KTypical loanmedian lender, $10K brackets
95%Borrower take-up769 loans funded

How Wake County compares

Approval rate compared
Wake County75.3%North Carolina77.3%All 616 counties77.7%
Typical loan compared
Wake County$265KNorth Carolina$195KAll 616 counties$235K

What the data shows

State Employees' made the most investment property refinances in Wake County, NC, 120 of them.

The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 46.

The typical investment property refinance here is $265K, 36% larger than the North Carolina typical of $195K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 29% approved of 24First-Citizens Bank & Trust Company: 59% approved of 29Kiavi Funding, Inc.: 66% approved of 32State Employees': 67% approved of 184Rocket Mortgage, LLC: 78% approved of 40United Wholesale Mortgage, LLC: 86% approved of 98Pennymac Loan Services, LLC: 92% approved of 74The Loan Store, Inc.: 100% approved of 46General Mortgage Capital Corporation: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Wake County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'67%124 / 18497%$185K120
2United Wholesale Mortgage, LLCBroker only86%84 / 98100%$275K84
3Pennymac Loan Services, LLC92%68 / 74100%$295K68
4The Loan Store, Inc.100%46 / 4693%$265K43
5Rocket Mortgage, LLC78%31 / 4097%$235K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 183 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Wake County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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