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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Onslow County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Onslow County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,386 applications were decided by 147 lenders between 2023 and 2025.

Onslow County at a glance

147Active lenders27 with 20+ decisions
65.6%Market approval rate2,221 of 3,386 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,081 loans funded

How Onslow County compares

Approval rate compared
Onslow County65.6%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Onslow County$205KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Onslow County, NC, 469 of them.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 175Amerisave Mortgage Corporation: 31% approved of 169American Financing Corporation: 33% approved of 21Carrington Mortgage Services, LLC: 40% approved of 139State Employees': 41% approved of 64Lakeview Loan Servicing, LLC: 41% approved of 51Newrez LLC: 46% approved of 114New American Funding, LLC: 48% approved of 29New Day Financial, LLC: 51% approved of 156Sun West Mortgage Company, Inc.: 58% approved of 24Marine Federal Credit Union: 63% approved of 27Pennymac Loan Services, LLC: 66% approved of 128Village Capital & Investment LLC: 67% approved of 91Navy Federal Credit Union: 68% approved of 201Freedom Mortgage Corporation: 68% approved of 217Loandepot.Com, LLC: 73% approved of 98Equity Prime Mortgage LLC: 74% approved of 23Mutual of Omaha Mortgage, Inc.: 76% approved of 25The Federal Savings Bank: 77% approved of 62Nationstar Mortgage LLC: 79% approved of 81Rocket Mortgage, LLC: 80% approved of 598GoodLeap, LLC: 82% approved of 22United Wholesale Mortgage, LLC: 83% approved of 232Crosscountry Mortgage, LLC: 88% approved of 25Guild Mortgage Company LLC: 89% approved of 27Movement Mortgage, LLC: 98% approved of 123Reliance First Capital, LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Onslow County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%477 / 59898%$175K469
2United Wholesale Mortgage, LLCBroker only83%192 / 23297%$245K187
3Freedom Mortgage Corporation68%147 / 21799%$225K145
4Navy Federal Credit Union68%136 / 20199%$185K135
5Mortgage Research Center, LLC21%36 / 17594%$275K34

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 142 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Onslow County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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