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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Randolph County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Randolph County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,505 applications were decided by 278 lenders between 2023 and 2025.

Randolph County at a glance

278Active lenders44 with 20+ decisions
82.1%Market approval rate4,520 of 5,505 decided
$215KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,347 loans funded

How Randolph County compares

Approval rate compared
Randolph County82.1%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Randolph County$215KNorth Carolina$325KAll 616 counties$335K

What the data shows

State Employees' made the most home purchase mortgages in Randolph County, NC, 551 of them.

Guaranteed Rate, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 85.

Lenders approved 82.1% of home purchase mortgage applications in Randolph County, NC, 5.5 percentage points below the North Carolina rate of 87.6%.

The typical home purchase mortgage here is $215K, 34% smaller than the North Carolina typical of $325K.

Approval rate of all 44 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 22% approved of 54821St Mortgage Corporation: 23% approved of 134Triad Financial Services, Inc.: 56% approved of 48Truliant Federal Credit Union: 71% approved of 161Bank of America, National Association: 74% approved of 23Civic Federal Credit Union: 74% approved of 43Navy Federal Credit Union: 75% approved of 40Inspire Home Loans Inc.: 76% approved of 25Everett Financial, Inc.: 83% approved of 36First Bank: 84% approved of 51Dhi Mortgage Company, Ltd.: 85% approved of 221PNC Bank, National Association: 86% approved of 22Pinnacle Bank: 87% approved of 82State Employees': 87% approved of 644Truist Bank: 87% approved of 69Mortgage Research Center, LLC: 87% approved of 134Rocket Mortgage, LLC: 87% approved of 207United Wholesale Mortgage, LLC: 88% approved of 81Latino Community Credit Union: 88% approved of 25Wells Fargo Bank, National Association: 88% approved of 42American Financial Resources, Inc.: 90% approved of 21Equity Resources, Inc.: 91% approved of 33Cardinal Financial Company, Limited Partnership: 93% approved of 28Canopy Mortgage, LLC: 93% approved of 29First National Bank of Pennsylvania: 94% approved of 34Fairway Independent Mortgage Corporation: 94% approved of 103The Fidelity Bank: 94% approved of 69Movement Mortgage, LLC: 94% approved of 178Highlands Residential Mortgage, Ltd.: 95% approved of 92Freedom Mortgage Corporation: 95% approved of 20Ameris Bank: 95% approved of 64Guild Mortgage Company LLC: 96% approved of 48Cmg Mortgage, Inc.: 96% approved of 53New American Funding, LLC: 97% approved of 38Alcova Mortgage LLC: 98% approved of 58Union Home Mortgage Corp.: 98% approved of 131Wolfe Financial, Inc: 99% approved of 119Crosscountry Mortgage, LLC: 99% approved of 156Atlantic Bay Mortgage Group, L.L.C.: 99% approved of 525Guaranteed Rate, Inc.: 100% approved of 85Lower, LLC: 100% approved of 54Howard Hanna Financial Services, Inc.: 100% approved of 34AgFirst Farm Credit Bank: 100% approved of 22Ark-La-Tex Financial Services, LLC.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Randolph County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'87%558 / 64499%$215K551
2Vanderbilt Mortgage and Finance, Inc.22%119 / 54886%$125K102
3Atlantic Bay Mortgage Group, L.L.C.99%522 / 52598%$205K513
4Dhi Mortgage Company, Ltd.85%187 / 22198%$285K183
5Rocket Mortgage, LLC87%181 / 20798%$225K178

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 273 more lenders.

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